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2625 Borregas Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2625 Borregas Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,550 sqft · built 1960
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on File
Last Sale$245,000 (Nov 1993)
Tax Bill$6,233 (2025)
Deeds & MortgagesNov 2019 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN039-161-18

Property Details

APN / Parcel Number

Primary APN039-161-18
Alternative APN
  • 039-161-18-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,550 sqft Living Area
Gross Area2,034 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2625 BORREGAS DR
CityAPTOS
StateCA
Zip95003-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 72
Legal SubdivisionBAY VIEW ESTATES TR #72
Legal Tract72
Legal Lot Number18,19
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2008
Census Tract122004

Owner

Source: Santa Cruz County records · APN 039-161-18

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2625 BORREGAS DR, APTOS, CA 95003-3202
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 1993 · Amount on Record
Deed SaleNov 24, 1993 · Amount on Record
Deed Document Number199388206
Deed Book / Page5395 / 724
Last Transfer DateAug 10, 2009
Transfer Doc0000047415
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2625 BORREGAS DR, APTOS, CA 95003-3202
Document Number0000040546
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address2625 BORREGAS DR APTOS CA 950033202, APTOS, CA 95003-3202

Mortgage

Document Number0000040546
DateDec 23, 2019
Instrument40546
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 22, 2029

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2625 BORREGAS DR, APTOS, CA 95003-3202
Document Number0000030396
Instrument DateSep 29, 2018
Transaction TypeMortgage
Record UpdatedOct 22, 2018
Title CompanyBNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2625 BORREGAS DR APTOS CA 950033202, APTOS, CA 95003-3202

Mortgage

Document Number0000030396
DateOct 05, 2018
Instrument30396
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 04, 2033

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$424,761 (+2%) Land $242,718 Building $182,043
2025$6,233.00 (+11.62%) Homeowner's exemption$416,432 (+4.04%) Land $237,959 Building $178,473
2023$5,584.00 (+2.7%) Homeowner's exemption$400,262 Land $228,719 Building $171,543$1,108,530
2022$5,437.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 561 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Surfnet Communications, Verizon, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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