2625 340th St, Spencer, IA 51301 Property Records

Clay County property record for 2625 340th St, Spencer, IA 51301

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,384 sqft · built 1949
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,450 (2025)
Flood Zone	Zone X (minimal risk)
APN	`963611100006`

Property Details

APN / Parcel Number

Primary APN	`963611100006`
Alternative APN	`17096361110000600`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,384 sqft Living Area
1st Floor Area	672 sqft
Basement Area	1,104 sqft
Finished Basement	375 sqft
Unfinished Basement	1,104 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	261,360 sqft (6 acres)
Garage Type	Mixed
Garage Area	1,752 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	298 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2625 340TH ST
City	SPENCER
State	IA
Zip	51301-7452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 AGRICU
Legal Description	6.0 AC TR N 1/2 NW 11-96-36
Legal Range	36W
Legal Township	96N
Legal Section	11
Jurisdiction	CLAY IA
Township / Civil Division	SIOUX
Census Block Group	3
Census Block	3148
Census Tract	80100

Owner

Source: Clay County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2625 340TH ST, SPENCER, IA 51301-7452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,450.00 (+0.63%) Homeowner's exemption	$418,760 (+5.12%) Land $69,740 Building $349,020	$418,760 (+5.12%) Land $69,740 Building $349,020
2024	$4,422.00 (+2.22%)
2023		$398,370 (+13.41%) Land $68,370 Building $330,000	$398,370 (+13.41%) Land $68,370 Building $330,000
2022	$4,326.00 Homeowner's exemption	$351,250 Land $67,120 Building $284,130
2021			$351,250 Land $67,120 Building $284,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20