2624 Edgewater Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 2624 Edgewater Dr, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,099 sqft · built 1992
Lot Size1.1 acres (48,273 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Apr 2014)
Tax Bill$6,809 (2025)
Deeds & MortgagesMar 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-593-5541-2

Property Details

APN / Parcel Number

Primary APNC56-000-593-5541-2
Alternative APNs
  • 10-1S-22-2831-000F-0030
  • 22S1102831000F0030

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,099 sqft Living Area
Gross Area5,960 sqft
1st Floor Area2,972 sqft
Upper Floors Area1,127 sqft
Basement Area450 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area48,273 sqft (1.1 acres)
Lot Width175 ft Width
Garage TypeAttached
Garage Area810 sqft
DrivewayDriveway

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchFinished/Open Porch
Porch Area169 sqft
Patio Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2624 EDGEWATER DR
CityNICEVILLE
StateFL
Zip32578-2380
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROCKY BAYOU EST #2 LOT 3 BLK F
Legal Range22W
Legal Township01S
Legal Section10
Legal SubdivisionROCKY BAYOU EST
Legal BlockF
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group2
Census Block2013
Census Tract20900

Owner

2624 Edgewater Dr is owned and occupied by two individuals who bought it in April 2014.

Source: Okaloosa County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address2624 EDGEWATER DR, NICEVILLE, FL 32578-2380
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2014 · Amount on File
Deed SaleApr 22, 2014 · Amount on File
Prior SaleDec 3, 2009 · Amount on File
Deed Document Number20142922817
Deed Book / Page3144 / 2702
Prior Transfer DateNov 30, 2009
Prior Transfer Doc0029153170
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2624 EDGEWATER DR, NICEVILLE, FL 32578-2380
Transaction TypeMortgage
Record UpdatedApr 8, 2022
Title CompanyPERCH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2624 EDGEWATER DR, NICEVILLE, FL 32578-2380

Mortgage

Document Number0036122562
DateMar 28, 2022
Book Page3612/2562
Instrument3537484
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueMar 17, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2624 Edgewater Dr was $6,809 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,809.00 Homeowner's exemption$567,177$848,103 Land $129,260 Building $718,843
2023$6,458.00 (+2.41%) Homeowner's exemption$535,138 (+3%)$831,410 (+6.14%) Land $114,063 Building $717,347
2022$6,306.00 Homeowner's exemption$519,551$783,343 Land $108,632 Building $674,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2624 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 86 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims2 (1995–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2624 Edgewater Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T.

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