Macomb County property record for 26231 Thomas St, Warren, MI 48091
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,144 sqft · built 1961 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $111,000 (Aug 2008) |
| Tax Bill | $2,615 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-19-255-018 |
| Primary APN | 12-13-19-255-018 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,142 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 114 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 26231 THOMAS ST |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48091-3968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-C |
| Legal Description | LEDGECLIFF ESTATES SUB'N NO. 2" LOT 292 L.47 P.22-23 |
| Legal Subdivision | LEDGECLIFF ESTATES |
| Legal Lot Number | 292 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 262400 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 26231 THOMAS ST, WARREN, MI 48091-3968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Jan 4, 2020 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU |
| Mar 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2008 · Amount on Record |
| Deed Sale | Aug 26, 2008 · Amount on Record |
| Deed Document Number | 20088098929 |
| Deed Book / Page | 19465 / 725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 26231 THOMAS ST, WARREN, MI 48091-3968 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 26231 THOMAS ST, WARREN, MI 48091-3968 |
| Document Number | 2200117803 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 28857/965 |
| Instrument | 202200117803 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 26231 THOMAS ST, WARREN, MI 48091-3968 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 26231 THOMAS ST, WARREN, MI 48091-3968 |
| Document Number | 2102207188 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 27846/406 |
| Instrument | 202102207188 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 26231 THOMAS ST, WARREN, MI 48091-3968 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000102185 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 26189/548 |
| Instrument | 9102185 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 26231 THOMAS ST, WARREN, MI 48091-3968 |
| Document Number | 0000011069 |
| Instrument Date | Jan 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26231 THOMAS ST WARREN MI 480913968, WARREN, MI 48091-3968 |
| Document Number | 0000011069 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 026478/000793 |
| Instrument | 11069 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 26, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 26231 THOMAS ST, WARREN, MI 48091-3968 |
| Document Number | 0000043230 |
| Instrument Date | Mar 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26231 THOMAS ST WARREN MI 480913968, WARREN, MI 48091-3968 |
| Document Number | 0000043230 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 025309/000518 |
| Instrument | 43230 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 11, 2028 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Warren Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,850 (+5.18%) | $217,700 (+5.18%) | |
| 2025 | $2,615.00 (+14.89%) Homeowner's exemption | $103,490 (+16.6%) | $206,980 (+16.6%) |
| 2023 | $88,760 | $177,520 | |
| 2022 | $2,276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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