2623 W 2nd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2623 W 2nd St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	1 ba · 11,509 sqft · built 1935
Lot Size	0.402 acres (17,528 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Nov 2025)
Tax Bill	$5,776 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-1140-03900`

Property Details

APN / Parcel Number

Primary APN	`010-1140-03900`
Alternative APNs	`1105515` `1182287` `1191468`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	11,509 sqft Gross Area
1st Floor Area	8,267 sqft
Flooring	Ceramic Tile
Elevator	Elevator

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Frame
Lot Area	17,528 sqft (0.402 acres)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1191468
Street Address	2623 W 2ND ST
City	DULUTH
State	MN
Zip	55806-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 425, 427 & E1/2 OF 429, BLOCK 85 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	85
Legal Lot Number	425,427
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2017
Census Tract	15600

Owner

2623 W 2nd St is owned and occupied by two individuals who bought it in November 2025.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2623 W 2ND ST, DULUTH, MN 55806-1852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HSNG SERVICES
Nov 24, 2025	Quit Claim Deed, Transfer PIONEER ABSTRACT AND TITLE DULUT, PIONEER ABSTRACT & TTL OF DU
Sep 23, 2020	Grant Deed, Transfer PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC
Jul 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Sep 23, 2020 · Amount on File
Deed Document Number	20251522925
Prior Transfer Date	Nov 19, 2025
Prior Transfer Doc	0001522925
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Aug 26, 2026
Property Address	2623 W 2ND ST, DULUTH, MN 55806-1852
Document Number	0001539281
Instrument Date	Jul 20, 2026
Instrument	20261539281
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2623 W 2ND ST, DULUTH, MN 55806-1852

Mortgage

Document Number	0001539281,
Date	Aug 26, 2026
Instrument	20261539281

Lender

Name	NEIGHBORHOOD HSNG SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 24, 2025
Property Address	2623 W 2ND ST, DULUTH, MN 55806-1852
Document Number	0001522925
Instrument Date	Nov 19, 2025
Instrument	1522925
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	PIONEER ABSTRACT AND TITLE DULUT, PIONEER ABSTRACT & TTL OF DU

Transaction

Amount	Amount on Record
Tax	$257.40
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2623 W 2ND ST, DULUTH, MN 55806-1852

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 23, 2020
Property Address	2623 W 2ND ST, DULUTH, MN 55806-1852
Document Number	00A1391208
Instrument Date	Sep 18, 2020
Instrument	A1391208
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$257.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 375 SCHROEDER MN 556130375, SCHROEDER, MN 55613-0375

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 8, 2019
Property Address	2623 W 2ND ST, DULUTH, MN 55806-1852
Document Number	0001358159
Instrument Date	Jul 5, 2019
Instrument	1358159
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4848 ADRIAN LN HERMANTOWN MN 558113904, HERMANTOWN, MN 55811-3904

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 8, 2017
Property Address	2623 W 2ND ST, DULUTH, MN 55806-1852
Document Number	00A1310746
Instrument Date	Jun 5, 2017
Instrument	A1310746
Transaction Type	Transfer
Record Updated	Jun 23, 2017

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5467 DUNAISKI RD DULUTH MN 558119708, DULUTH, MN 55811-9708

Tax Assessment & Valuation

The 2026 property tax bill for 2623 W 2nd St was $5,776 with a homeowner's exemption, up 222% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,776.00 (+221.96%) Homeowner's exemption
2025	$1,794.00 (+1.01%) Homeowner's exemption	$441,100 (+178.65%) Land $42,300 Building $398,800	$441,100 (+178.65%) Land $42,300 Building $398,800
2024	$1,776.00	$158,300 Land $50,900 Building $107,400	$158,300 Land $50,900 Building $107,400
2022		$196,700 Land $44,800 Building $151,900	$196,700 Land $44,800 Building $151,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2623 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2623 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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