Ramsey County property record for 2623 Sumac Ct, Saint Paul, MN 55110
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 989 sqft · built 1978 |
| Lot Size | 0.4 acres (1,742 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $282,500 (Apr 2026) |
| Tax Bill | $3,170 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-30-22-44-0214 |
| Primary APN | 36-30-22-44-0214 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 989 sqft Living Area |
| 1st Floor Area | 989 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Foyer |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 1,742 sqft (0.4 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 124153 |
|---|---|
| Street Address | 2623 SUMAC CT |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-5651 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LAKEWOOD VILLAGE NO. 4 LOT 4 BLK 5 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 36 |
| Legal Subdivision | LAKEWOOD VILLAGE NO. 4 |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 40402 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2623 SUMAC CT, SAINT PAUL, MN 55110-5651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan HIGHLAND BANK |
| Apr 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Sep 29, 2020 | Warranty Deed, Transfer · VA Mortgage CAMBRIA MTG |
| Feb 10, 2017 | Deed of Trust, Mortgage · Line of Credit ST PAUL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Sep 29, 2020 · Amount on Record |
| Deed Document Number | 20265102637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2623 SUMAC CT, WHITE BEAR LAKE, MN 55110-5651 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A05096236 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | A05096236 |
| Name | HIGHLAND BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55437 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 5, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 15, 2026 |
| Property Address | 2623 SUMAC CT, SAINT PAUL, MN 55110-5651 |
| Document Number | 0005102637 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20265102637 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97,010.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2623 SUMAC CT, SAINT PAUL, MN 55110-5651 |
| Document Number | 0005102638, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20265102638 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 29, 2020 |
| Property Address | 2623 SUMAC CT, WHITE BEAR LAKE, MN 55110-5651 |
| Document Number | 0004835534 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 4835534 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2020 |
| Title Company | TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $731.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2623 SUMAC CT WHITE BEAR LAKE MN 551105651, WHITE BEAR LAKE, MN 55110-5651 |
| Document Number | 4835535 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 4835535 |
| Name | CAMBRIA MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2623 SUMAC CT, WHITE BEAR LAKE, MN 55110-5651 |
| Document Number | 0004649961 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | BURNETT TITLE |
| Name | Verified Name |
|---|---|
| Address | 2623 SUMAC CT WHITE BEAR LAKE MN 551105651, WHITE BEAR LAKE, MN 55110-5651 |
| Document Number | 0004649961 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 4649961 |
| Name | ST PAUL FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 8, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,000 (+2.78%) Land $50,000 Building $220,000 | $270,000 (+2.78%) Land $50,000 Building $220,000 | |
| 2025 | $3,170.00 (+8.41%) Homeowner's exemption | $262,700 (+12.36%) Land $50,000 Building $212,700 | $262,700 (+12.36%) Land $50,000 Building $212,700 |
| 2024 | $2,924.00 (+9.6%) | ||
| 2023 | $2,668.00 Homeowner's exemption | $233,800 Land $50,000 Building $183,800 | $233,800 Land $50,000 Building $183,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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