2623 Flora Ln, Denison, TX 75020 Property Records

Grayson County property record for 2623 Flora Ln, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 2019
Lot Size	0.271 acres (11,805 sqft)
Owner	Individual Name on Record
Tax Bill	$6,946 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D019 3495006`

Property Details

APN / Parcel Number

Primary APN	`D019 3495006`
Alternative APN	`384812`

Interior

Building Area	1,696 sqft Living Area
Gross Area	2,237 sqft
1st Floor Area	1,695 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Lot Area	11,805 sqft (0.271 acres)
Lot Dimensions	169 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	542 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	322 sqft

Location & Zoning

Account Number	384812
Street Address	2623 FLORA LN
City	DENISON
State	TX
Zip	75020-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORGIN ESTATES, BLOCK 1, LOT 6, ACRES .271
Legal Subdivision	FORGIN ESTATES
Legal Block	1
Legal Lot Number	6
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2000
Census Tract	800

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2623 FLORA LN, DENISON, TX 75020-3602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 21, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 24, 2018	Loan Modification, Mortgage INDEPENDENT BK
Jun 27, 2018	Loan Modification, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020
Deed Sale	Feb 5, 2020
Deed Document Number	2020-00003005
Record Updated	Jun 8, 2026

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 5, 2020
Property Address	2623 FLORA LN, DENISON, TX 75020-3602
Document Number	0000003005
Map Reference	VOL 23 PG 132
Instrument Date	Feb 4, 2020
Instrument	2020-00003005
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 E HOUSTON ST, 211, SHERMAN, TX 75090-5934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2623 FLORA LN, DENISON, TX 75020-3602

Mortgage

Document Number	0000003006
Date	Feb 5, 2020
Instrument	2020-00003006

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 21, 2018
Property Address	2623 FLORA LN, DENISON, TX 75020-3602
Document Number	0000028260
Instrument Date	Dec 20, 2018
Instrument	28260
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 E HOUSTON ST SHERMAN TX 750905934, SHERMAN, TX 75090-5934

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2623 FLORA LN, DENISON, TX 75020-3602
Document Number	0000019886
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2713 RIVERCREST DR SHERMAN TX 750922221, SHERMAN, TX 75092-2221

Mortgage

Document Number	0000019886
Date	Aug 31, 2018
Instrument	19886

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 30, 2019

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2623 FLORA LN, DENISON, TX 75020-3602
Document Number	0000014966
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2713 RIVERCREST DR SHERMAN TX 750922221, SHERMAN, TX 75092-2221

Mortgage

Document Number	0000014966
Date	Jul 3, 2018
Instrument	14966

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 2, 2019

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,407 (+0.88%) Land $74,842 Building $294,565	$369,407 (+0.88%) Land $74,842 Building $294,565
2024	$6,946.00 (+9.87%)
2023		$366,180 Land $49,344 Building $316,836	$366,180 Land $49,344 Building $316,836
2022	$6,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: TekWav, Verizon.

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