Bay County property record for 2623 E 2nd Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 2024 |
| Lot Size | 0.201 acres (8,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Nov 2024) |
| Tax Bill | $2,306 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22921-000-000 |
| Primary APN | 22921-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,196 sqft Heated Area |
| Gross Area | 1,274 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,799 sqft (0.201 acres) |
| Lot Dimensions | 95 ft deep x 93 ft wide |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2623 E 2ND CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-6105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | HOLMES ADD E 93' OF LOT 5 BLK 13 ORB 4858 P 841 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | HOLMES ADD |
| Legal Block | 13 |
| Legal Lot Number | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1800 |
2623 E 2nd Ct is owned and occupied by an individual who bought it in November 2024.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2623 E 2ND CT, PANAMA CITY, FL 32401-6105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on File |
| Deed Sale | Nov 12, 2024 · Amount on File |
| Deed Document Number | 2024066025 |
| Deed Book / Page | 4858 / 841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 12, 2024 |
| Property Address | 2623 E 2ND CT, PANAMA CITY, FL 32401-6105 |
| Document Number | 0048580841 |
| Book / Page | 4858 / 841 |
| Map Reference | MB 4 PG 40 |
| Instrument Date | Nov 5, 2024 |
| Instrument | 2024066025 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | FLORIDA LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 331 SIDECAMP RD, INLET BEACH, FL 32461-7458 |
| Name | Verified Name |
|---|---|
| Address | 117 N CLAIRE DR, PANAMA CITY, FL 32401-4023 |
| Document Number | 2024066026 |
|---|---|
| Date | Nov 12, 2024 |
| Instrument | 2024066026 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Number | 0048580863 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 4858/863 |
| Instrument | 2024066028 |
| Name | CITY OF PANAMA CITY |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 2623 E 2nd Ct was $2,306 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,306.00 Homeowner's exemption | $188,083 Land $30,104 Building $157,979 | $188,083 Land $30,104 Building $157,979 |
| 2023 | $527.00 (-2.04%) | $20,610 (-6.97%) Land $20,609 Building $1 | $20,610 (-6.97%) Land $20,609 Building $1 |
| 2022 | $538.00 | $22,155 Land $22,154 Building $1 | $22,155 Land $22,154 Building $1 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2623 E 2nd Ct in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 28 condo units |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2623 E 2nd Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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