2623 Derby Rd, Troy, MI 48084 Property Records

Oakland County property record for 2623 Derby Rd, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,165 sqft · built 1955
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Oct 2021)
Tax Bill	$4,981 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-30-279-003`

Property Details

APN / Parcel Number

Primary APN	`88-20-30-279-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft
Basement Area	1,165 sqft
Unfinished Basement	1,165 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	150 ft deep x 54 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2623 DERBY RD
City	TROY
State	MI
Zip	48084-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1E
Legal Description	T2N, R11E, SEC 30 ADRIENNE MANOR E 49.2 FT OF LOT 28 & W 4.8 FT OF LOT 29
Legal Range	11E
Legal Township	2N
Legal Section	30
Legal Subdivision	ADRIENNE MANOR
Legal Lot Number	28-29
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1033
Census Tract	197701

Owner

2623 Derby Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2623 DERBY RD, TROY, MI 48084-2627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Oct 9, 2007 · Amount on File
Deed Document Number	2021244405
Deed Book / Page	56997 / 591
Prior Transfer Date	Jul 18, 2006
Prior Transfer Doc	0000192216
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 14, 2021
Property Address	2623 DERBY RD, TROY, MI 48084-2627
Document Number	0000244405
Book / Page	56997 / 591
Map Reference	LB 76 PG 3
Instrument Date	Sep 29, 2021
Instrument	244405
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40926 CAMELOT PL, 40926, LEESBURG, VA 20175-8863

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2623 DERBY RD, TROY, MI 48084-2627

Mortgage

Document Number	0056997593
Date	Oct 14, 2021
Instrument	56997/593

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2623 Derby Rd was $4,981.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,981.00
2023			$292,840
2022	$7,100.00	$146,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2623 Derby Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2623 Derby Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20