2623 Bear Den Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2623 Bear Den Rd, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,066 sqft · built 2000
Lot Size	0.128 acres (5,610 sqft)
Owner	2 Individual Names on File
Last Sale	$221,098 (Sep 2000)
Tax Bill	$5,411 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-228580`

Property Details

APN / Parcel Number

Primary APN	`02-228580`
Alternative APNs	`2228580` `228580`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,066 sqft Total Area
1st Floor Area	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,610 sqft (0.128 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	340 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	228580
Old Parcel Number	2228580
Street Address	2623 BEAR DEN RD
City	FREDERICK
State	MD
Zip	21701-5270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 SECTION 3 PL 20 BLK H-5610 SQ FT WORMAN'S MILL
Legal Subdivision	WORMANS MILL
Legal Block	H
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4010
Census Tract	750802

Owner

Source: Frederick County records · APN 02-228580

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2623 BEAR DEN RD, FREDERICK, MD 21701-5270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit NYMEO FCU
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2000 · Amount on Record
Deed Sale	Sep 19, 2000 · Amount on Record
Deed Document Number	005965
Deed Book / Page	2759 / 294
Record Updated	Jun 07, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2623 BEAR DEN RD, FREDERICK, MD 21701-5270
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2623 BEAR DEN RD, FREDERICK, MD 21701-5270

Mortgage

Document Number	0140970273
Date	Sep 23, 2020
Book Page	14097/273

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jul 01, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2623 BEAR DEN RD, FREDERICK, MD 21701-5270
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131540352
Date	Aug 19, 2019
Book Page	13154/0352

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2623 BEAR DEN RD, FREDERICK, MD 21701-5270
Document Number	0124260149
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 01, 2018
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2623 BEAR DEN RD FREDERICK MD 217015270, FREDERICK, MD 21701-5270

Mortgage

Document Number	0124260149
Date	May 22, 2018
Book Page	012426/000149

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,411.00 Homeowner's exemption	$368,900	$458,500 Land $153,600 Building $304,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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