26228 Gibraltar Rd, Flat Rock, MI 48134 Property Records

Wayne County property record for 26228 Gibraltar Rd, Flat Rock, MI 48134

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,197 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$270,000 (Sep 2022)
Tax Bill	$6,958 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`58 094 03 0209 000`

Property Details

APN / Parcel Number

Primary APN	`58 094 03 0209 000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,197 sqft Living Area
1st Floor Area	1,321 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	149 ft deep x 66 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	26228 GIBRALTAR RD
City	FLAT ROCK
State	MI
Zip	48134-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31F209 T4S LOT 209 ASSESSORS FLAT ROCK PLAT NO. 5 T4S R10E L67 P45 WCR
Legal Subdivision	ASSESSORS FLAT ROCK
Legal Lot Number	209
Jurisdiction	WAYNE MI
Township / Civil Division	FLAT ROCK
Census Block Group	3
Census Block	3026
Census Tract	599001

Owner

26228 Gibraltar Rd is owned by a company that acquired it in September 2022.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Company Name on File
Mailing Address	2959 BIDDLE AVE, 201, WYANDOTTE, MI 48192-5213
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Sep 20, 2022	Quit Claim Deed, Transfer MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC
Sep 2, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2022	Quit Claim Deed, Transfer MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC
Nov 30, 2020	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2017	Quit Claim Deed, Transfer TITLE CONNECT LLC
Oct 21, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Oct 21, 2020 · Amount on File
Deed Document Number	2022277618
Deed Book / Page	57836 / 262
Last Transfer Date	Sep 13, 2022
Transfer Doc	0578620338
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	26228 GIBRALTAR RD, FLAT ROCK, MI 48134-1520
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2959 BIDDLE AVE 201, 201, WYANDOTTE, MI 48192-5213

Mortgage

Document Number	0597560916
Date	Sep 2, 2025
Book Page	59756/916
Instrument	2025252191

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	TAMPA, FL 33618

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 20, 2022
Property Address	26228 GIBRALTAR RD, FLAT ROCK, MI 48134-1520
Document Number	0578620338
Book / Page	57862 / 338
Map Reference	LB 67 PG 45
Instrument Date	Sep 13, 2022
Instrument	2022288771
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26228 GIBRALTAR RD, 26228, FLAT ROCK, MI 48134-1520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2959 BIDDLE AVE # 201, 201, WYANDOTTE, MI 48192-5213

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 2, 2022
Property Address	26228 GIBRALTAR RD, FLAT ROCK, MI 48134-1520
Document Number	0578360262
Book / Page	57836 / 262
Map Reference	LB 67 PG 45
Instrument Date	Sep 1, 2022
Instrument	2022277618
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31751 LYNNE DR, 31751, ROCKWOOD, MI 48173-1028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26228 GIBRALTAR RD, FLAT ROCK, MI 48134-1520

Mortgage

Document Number	0057836263
Date	Sep 2, 2022
Instrument	57836/263

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 2, 2022
Property Address	26228 GIBRALTAR RD, FLAT ROCK, MI 48134-1520
Document Number	0578360261
Book / Page	57836 / 261
Map Reference	LB 67 PG 45
Instrument Date	Aug 19, 2022
Instrument	2022277617
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 EUBANKS LN, 119, RADCLIFF, KY 40160-8730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26228 GIBRALTAR RD, FLAT ROCK, MI 48134-1520

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 30, 2020
Property Address	26228 GIBRALTAR RD, FLAT ROCK, MI 48134-1520
Document Number	0562271146
Book / Page	56227 / 1146
Map Reference	LB 67 PG 45
Instrument Date	Oct 14, 2020
Instrument	2020331918
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26228 GIBRALTAR RD, 26228, FLAT ROCK, MI 48134-1520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31751 LYNNE DR, ROCKWOOD, MI 48173-1028

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 3, 2017
Property Address	26228 GIBRALTAR RD, FLAT ROCK, MI 48134-1520
Document Number	0535521015
Book / Page	053552 / 001015
Instrument Date	Feb 24, 2017
Instrument	63349
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	TITLE CONNECT LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31751 LYNNE DR ROCKWOOD MI 481731028, ROCKWOOD, MI 48173-1028

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 21, 2020
Property Address	26228 GIBRALTAR RD, FLAT ROCK, MI 48134-1520
Document Number	0561371169
Book / Page	056137 / 001169
Instrument Date	Feb 24, 2017
Instrument	300686
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31751 LYNNE DR ROCKWOOD MI 481731028, ROCKWOOD, MI 48173-1028

Tax Assessment & Valuation

The 2025 property tax bill for 26228 Gibraltar Rd was $6,958.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Flat Rock City
Unified School District	Flat Rock Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,600 (+5.38%)	$223,200 (+5.38%)
2025	$6,958.00	$105,900	$211,800
2023		$88,100	$176,200
2019	$4,696.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26228 Gibraltar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26228 Gibraltar Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAT ROCK serves 10,541 people · EPA ID MI0002300
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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