26227 Montera Loop NE, Kingston, WA 98346 Property Records

Kitsap County property record for 26227 Montera Loop NE, Kingston, WA 98346

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,196 sqft · built 1994
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Sep 2020)
Tax Bill$5,522 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5222-000-065-0003

Property Details

APN / Parcel Number

Primary APN5222-000-065-0003
Alternative APN
  • 2165439

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,196 sqft Living Area
Gross Area2,724 sqft
1st Floor Area928 sqft
2nd Floor Area788 sqft
Basement Area480 sqft
Finished Basement480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleMulti-Level
Exterior MaterialConcrete
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
TerrainRolling
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Deck Area35 sqft
Patio Area205 sqft
Canopy170 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address26227 MONTERA LOOP NE
CityKINGSTON
StateWA
Zip98346-9442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUL
Legal DescriptionLOT 65, KINGSTON HILL DIVISION 2, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 27 OF PLATS, PAGES 88 THROUGH 92, INCLUSIVE, IN KITSAP COUNTY. SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range2E
Legal Township27
Legal Section26
Legal SubdivisionKINGSTON HILL DIVISION 2
Legal Block3
Legal Lot Number65
JurisdictionKITSAP WA
Township / Civil DivisionKINGSTON
Census Block Group3
Census Block3017
Census Tract90102

Owner

Source: Kitsap County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25637 BARGANCA CT, VALENCIA, CA 91355-2854
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Prior SaleApr 27, 2016 · Amount on Record
Deed Document Number2020300243
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateSep 30, 2020
Property Address26227 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number0009300243
Instrument DateSep 28, 2020
Instrument202009300243
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyATTORNEY'S TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,272.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2609 NW 86TH ST SEATTLE WA 981173838, SEATTLE, WA 98117-3838

Mortgage

Document Number9300244
DateSep 30, 2020
Instrument202009300244
Lender
NameCONSTANCE R MCDOWELL
Address5732 SW HEWETT BLVD, PORTLAND, OR 97221-2243
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term36 Months
DueSep 29, 2023

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 17, 2025

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
Unified School DistrictNorth Kitsap School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,522.00 (+1.28%)$590,880 (-6.18%) Land $123,060 Building $467,820$590,880 (-6.18%) Land $123,060 Building $467,820
2024$5,452.00 (+4.97%)$629,810 (+6.59%) Land $109,880 Building $519,930$629,810 (+6.59%) Land $109,880 Building $519,930
2023$5,194.00$590,890 Land $95,720 Building $495,170$590,890 Land $95,720 Building $495,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1996–1999)
Most Recent ClaimFeb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PENINSULA
serves 16,449 people · EPA ID WA5305122
Water SourceGroundwater
Last State InspectionJul 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Kitsap PUD.

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