Fort Bend County property record for 26227 Ginger Gables Ln, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,501 sqft · built 2008 |
| Lot Size | 0.209 acres (9,108 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,882 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R370639 |
| Primary APN | R370639 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,501 sqft Living Area |
| 1st Floor Area | 2,048 sqft |
| 2nd Floor Area | 1,453 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,108 sqft (0.209 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 327 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R370639 |
|---|---|
| Street Address | 26227 GINGER GABLES LN |
| City | KATY |
| State | TX |
| Zip | 77494-1271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CINCO RANCH SOUTHWEST SEC 15, BLOCK 7, LOT 1 |
| Legal Subdivision | CINCO RANCH SOUTHWEST SEC 15 |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 673109 |
26227 Ginger Gables Ln is owned and occupied by an individual who acquired it in December 2020.
Source: Fort Bend County records, as of January 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 26227 GINGER GABLES LN, KATY, TX 77494-1271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2020 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 17, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2020 |
| Deed Sale | Dec 31, 2020 |
| Prior Sale | Sep 8, 2008 |
| Deed Document Number | 2020188641 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Dec 31, 2020 |
| Property Address | 26227 GINGER GABLES LN, KATY, TX 77494-1271 |
| Document Number | 0000188641 |
| Map Reference | MF 20070229 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2020188641 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | MONARCH TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26227 GINGER GABLES LN, 26227, KATY, TX 77494-1271 |
| Name | Verified Name |
|---|---|
| Address | 26227 GINGER GABLES LN, KATY, TX 77494-1271 |
| Investor | Possibly a Property Investor |
| Document Number | 0000188642 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020188642 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 26227 GINGER GABLES LN, KATY, TX 77494-1271 |
| Document Number | 0000020287 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26227 GINGER GABLES LN KATY TX 774941271, KATY, TX 77494-1271 |
| Document Number | 0000020287 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 20287 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 26, 2037 |
The 2025 property tax bill for 26227 Ginger Gables Ln was $6,882 with a homeowner's exemption, down 29.7% from the year before.
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,882.00 (-29.69%) Homeowner's exemption | $544,459 (+1%) Land $94,380 Building $507,138 | $601,518 (+0.76%) Land $94,380 Building $507,138 |
| 2024 | $9,788.00 (+65.14%) Homeowner's exemption | $494,963 (+1%) Land $94,380 Building $502,624 | $597,004 (+7.41%) Land $94,380 Building $502,624 |
| 2023 | $5,927.00 Homeowner's exemption | $449,966 Land $72,600 Building $483,214 | $555,814 Land $72,600 Building $483,214 |
| 2018 | $6,982.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26227 Ginger Gables Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Nearby Flood Policies | 43 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 26227 Ginger Gables Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCO SOUTHWEST MUD 2 serves 5,496 people · EPA ID TX0790481 |
|---|---|
| Water Source | Purchased surface water from CINCO SOUTHWEST MUD 1 |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber · Cable in parts of the area | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
May also be available: AT&T, T-Mobile.
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