St. Charles County property record for 2622 W Adams St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,638 sqft · built 1962 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,700 (Dec 2019) |
| Tax Bill | $3,188 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Jul 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049120A000 |
| Primary APN | 049120A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 3,576 sqft |
| 1st Floor Area | 1,638 sqft |
| Basement Area | 1,638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,320 sqft (0.191 acres) |
| Lot Dimensions | 104 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 049120A000 |
|---|---|
| Street Address | 2622 W ADAMS ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ELMWOOD MANOR #4 BLK 6 LOT 12 & LOT B OF #2 & E 5LOT 11 |
| Legal Subdivision | ELMWOOD MANOR #4 |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 310301 |
2622 W Adams St is owned and occupied by an individual who bought it in December 2019.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2622 W ADAMS ST, SAINT CHARLES, MO 63301-4674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2019 | Warranty Deed, Transfer DAS ACQUISITION |
| Jul 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 4, 2019 | Grant Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Oct 22, 2018 | Grant Deed, Foreclosure OTHER |
| Apr 3, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on File |
| Deed Sale | Dec 26, 2019 · Amount on File |
| Prior Sale | Jul 22, 2019 · Amount on File |
| Deed Document Number | 2019740900 |
| Deed Book / Page | 7204 / 1609 |
| Prior Transfer Date | Aug 29, 2008 |
| Prior Transfer Doc | 0050420340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 26, 2019 |
| Property Address | 2622 W ADAMS ST, SAINT CHARLES, MO 63301-4674 |
| Document Number | 0072041609 |
| Book / Page | 007204 / 001609 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 740900 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2020 |
| Title Company | ARCH CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2622 W ADAMS ST ST CHARLES MO 633014674, ST CHARLES, MO 63301-4674 |
| Document Number | 72041611 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 007204/001611 |
| Instrument | 740910 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 22, 2019 |
| Property Address | 2622 W ADAMS ST, SAINT CHARLES, MO 63301-4674 |
| Document Number | 0071082261 |
| Book / Page | 7108 / 2261 |
| Map Reference | MB 7 PG 47 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 20190722000372800 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 BRIARWOOD LN, 15, SAINT CHARLES, MO 63301-1680 |
| Name | Verified Name |
|---|---|
| Address | 2622 W ADAMS ST, SAINT CHARLES, MO 63301-4674 |
| Document Number | 20190722000372810 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 20190722000372810 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 4, 2019 |
| Property Address | 2622 W ADAMS ST, SAINT CHARLES, MO 63301-4674 |
| Document Number | 0070221047 |
| Book / Page | 007022 / 001047 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 5910 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 BRIARWOOD LN ST CHARLES MO 633011680, ST CHARLES, MO 63301-1680 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 22, 2018 |
| Property Address | 2622 W ADAMS ST, SAINT CHARLES, MO 63301-4674 |
| Document Number | 0069930102 |
| Book / Page | 006993 / 000102 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 601030 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 9, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 3, 2018 |
| Property Address | 2622 W ADAMS ST, SAINT CHARLES, MO 63301-4674 |
| Document Number | 0069000400 |
| Book / Page | 006900 / 000400 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 177250 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1111 POLARIS PKWY COLUMBUS OH 432402031, COLUMBUS, OH 43240-2031 |
The 2025 property tax bill for 2622 W Adams St was $3,188, down 5.4% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,188.00 (-5.37%) | $50,848 | $267,619 Land $50,000 Building $217,619 |
| 2024 | $3,369.00 | ||
| 2023 | $52,508 | ||
| 2022 | $276,357 Land $50,000 Building $226,357 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2622 W Adams St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2622 W Adams St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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