2622 Utter St, Bellingham, WA 98225 Property Records

Whatcom County property record for 2622 Utter St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1975
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`548533`

Property Details

APN / Parcel Number

Primary APN	`548533`
Alternative APNs	`380224 408163 0000` `51757`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	548533
Street Address	2622 UTTER ST
City	BELLINGHAM
State	WA
Zip	98225-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	NORTH STREET ADD LOT 3 BLK 151-EXC S 10 FT THEREOF
Legal Range	02
Legal Township	38
Legal Section	24
Legal Subdivision	NORTH STREET ADD
Legal Block	151
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2008
Census Tract	402

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2117 N 107TH ST UNIT 202, 202, WA
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 19, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BK
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Oct 23, 2015
Last Transfer Date	Jan 19, 2018
Transfer Doc	2180102100
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2622 UTTER ST, BELLINGHAM, WA 98225-2304
Document Number	2200301690
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2622 UTTER ST BELLINGHAM WA 982252304, BELLINGHAM, WA 98225-2304

Mortgage

Document Number	2200301690
Date	Mar 16, 2020
Instrument	301690

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 19, 2018
Property Address	2622 UTTER ST, BELLINGHAM, WA 98225-2304
Document Number	2180102100
Instrument Date	Jan 16, 2018
Instrument	102100
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,146.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 W 135TH ST #33 NEW YORK NY 100318454, 33, NEW YORK, NY 10031-8454

Mortgage

Document Number	2180102101
Date	Jan 19, 2018
Instrument	102101

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2622 UTTER ST, BELLINGHAM, WA 98225-2304
Document Number	2170401261
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2622 UTTER ST BELLINGHAM WA 982252304, BELLINGHAM, WA 98225-2304

Mortgage

Document Number	2170401261
Date	Apr 14, 2017
Instrument	401261

Lender

Name	HERITAGE BK
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2032

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,787.00 (+44.97%)	$585,322 (+16.51%) Land $279,056 Building $306,266	$585,322 (+16.51%) Land $279,056 Building $306,266
2022		$502,361 Land $239,504 Building $262,857	$502,361 Land $239,504 Building $262,857
2021	$3,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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