2622 Sunny Pebble Loop, Zephyrhills, FL 33540 Property Records

Pasco County property record for 2622 Sunny Pebble Loop, Zephyrhills, FL 33540

Property Summary

Property Type	Single Family Home
Details	built 2025
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$375,010 (Nov 2025)
Tax Bill	$2,171 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-26-21-0060-00000-2360`

Property Details

APN / Parcel Number

Primary APN	`26-26-21-0060-00000-2360`
Alternative APN	`2126260060000002360`

Exterior

Year Built	Built 2025
Lot Area	4,800 sqft (0.11 acres)

Location & Zoning

Street Address	2622 SUNNY PEBBLE LOOP
City	ZEPHYRHILLS
State	FL
Zip	33540-7472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	COBBLESTONE PHASE 1 PB 87 PG 015 LOT 236
Legal Subdivision	COBBLESTONE
Legal Tract	60
Legal Lot Number	236
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	1
Census Block	1000
Census Tract	33014

Owner

Source: Pasco County records · APN 26-26-21-0060-00000-2360

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2622 SUNNY PEBBLE LOOP, ZEPHYRHILLS, FL 33540-7472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Deed Document Number	2025221271
Deed Book / Page	11320 / 3786
Record Updated	Jun 08, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Nov 24, 2025
Property Address	2622 SUNNY PEBBLE LOOP, ZEPHYRHILLS, FL 33540-7472
Document Number	0113203786
Book / Page	11320 / 3786
Map Reference	MB 87 PG 15-32
Instrument Date	Nov 21, 2025
Instrument	2025221271
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4211 W BOY SCOUT BLVD # BLVD300, BLVD300, TAMPA, FL 33607-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2622 SUNNY PEBBLE LOOP, ZEPHYRHILLS, FL 33540-7472

Mortgage

Document Number	0113203788
Date	Nov 24, 2025
Instrument	11320/3788

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,000 (-) Land $66,000	$66,000 (-) Land $66,000
2025	$2,171.00 (+3.23%)	$66,000 (+60.82%) Land $66,000	$66,000 (+60.82%) Land $66,000
2024	$2,103.00 (+9.25%)
2023	$1,925.00 (+649.03%)	$41,040 (+15%) Land $41,040	$41,040 (+15%) Land $41,040
2022	$257.00	$16,416	$16,416 Land $16,416

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010330141, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Wildfire

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Frontier, Verizon.

Based on FCC filings for 57 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6511361, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.