2622 Riverside Dr, Lorain, OH 44055 Property Records

Lorain County property record for 2622 Riverside Dr, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,427 sqft · built 1954
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,000 (May 2022)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-080-113-006`

Property Details

APN / Parcel Number

Primary APN	`03-00-080-113-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2622 RIVERSIDE DR
City	LORAIN
State	OH
Zip	44055-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 2 55 X 120
Legal Subdivision	HOMEWOOD 2
Legal Block	113
Legal Lot Number	424
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4005
Census Tract	97500

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 6, 2022	Survivorship Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC
Apr 26, 2022	Re-recorded Document
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 20, 2021	Contract Sale, Transfer · Land Contract OMAR NEGRON
Mar 7, 2022	Contract Sale, Transfer · Land Contract OMAR NEGRON
May 20, 2021	Contract Sale, Transfer · Land Contract OMAR NEGRON
May 5, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	2022874373
Prior Transfer Date	May 20, 2021
Prior Transfer Doc	0000865659
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237

Mortgage

Document Number	0000839855
Date	Sep 20, 2021
Instrument	2021-0839855

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jun 1, 2047

May 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	May 6, 2022
Property Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237
Document Number	0000874373
Map Reference	VOL 15 PG 78
Instrument Date	May 5, 2022
Instrument	2022-0874373
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237

Mortgage

Document Number	0000874374
Date	May 6, 2022
Instrument	2022-0874374

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LORAIN OH
Recording Date	Apr 26, 2022
Property Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237
Document Number	0000872667
Map Reference	VOL 15 PG 78
Instrument Date	Apr 26, 2022
Instrument	2022-0872667
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237

Mortgage

Document Number	20210839855
Date	Sep 20, 2021
Instrument	2021-0839855

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jun 1, 2047

May 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	LORAIN OH
Recording Date	May 20, 2021
Property Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237
Document Number	20210818933
Map Reference	VOL 15 PG 78
Instrument Date	May 20, 2021
Instrument	2021-0818933
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2622 RIVERSIDE DR, 2622, LORAIN, OH 44055-2237

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	May 20, 2021

Lender

Name	OMAR NEGRON
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount Recorded

March 2022: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	LORAIN OH
Recording Date	Mar 7, 2022
Property Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237
Document Number	0000865659
Map Reference	VOL 15 PG 78
Instrument Date	May 20, 2021
Instrument	2022-0865659
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237

Mortgage

Date	Mar 7, 2022

Lender

Name	OMAR NEGRON
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount Recorded

May 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	LORAIN OH
Recording Date	May 20, 2021
Property Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237
Document Number	0000818933
Map Reference	VOL 15 PG 78
Instrument Date	May 20, 2021
Instrument	2021-0818933
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237

Mortgage

Date	May 20, 2021

Lender

Name	OMAR NEGRON
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 5, 2017
Property Address	2622 RIVERSIDE DR, LORAIN, OH 44055-2237
Document Number	0000628419
Instrument Date	May 4, 2017
Instrument	628419
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	OPTIMA LENDERS SERVICES, OPTIMA LENDERS SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2622 RIVERSIDE DR LORAIN OH 440552237, LORAIN, OH 44055-2237

Mortgage

Document Number	628420
Date	May 5, 2017
Instrument	628420

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00 (-7.29%) Homeowner's exemption	$33,630 (-0.01%) Land $10,290 Building $23,340	$96,090 (-) Land $29,400 Building $66,690
2024	$1,386.00 (+30.88%)	$33,632 (+63.36%) Land $10,290 Building $23,342	$96,090 (+63.36%) Land $29,400 Building $66,690
2023	$1,059.00 (+0.86%)	$20,588 (+0.04%) Land $6,164 Building $14,424	$58,820 (-) Land $17,610 Building $41,210
2022	$1,050.00	$20,580 Land $6,160 Building $14,420
2021			$58,820 Land $17,610 Building $41,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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