2622 Pea Rdg Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2622 Pea Rdg Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,668 sqft · built 2006
Lot Size	2.14 acres (93,218 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jul 2021)
Tax Bill	$5,925 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04100-00-00-060C2`

Property Details

APN / Parcel Number

Primary APN	`04100-00-00-060C2`
Alternative APN	`8431`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,668 sqft Finished Area
Basement Area	1,604 sqft
Finished Basement	100 sqft
Unfinished Basement	1,504 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	93,218 sqft (2.14 acres)
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	420 sqft
Patio Area	420 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2622 PEA RIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE 1
Legal Subdivision	PHILIP CHRISTOPHER
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3039
Census Tract	10100

Owner

2622 Pea Rdg Rd is owned and occupied by two individuals who acquired it in April 2025.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2622 PEA RIDGE RD, CHARLOTTESVILLE, VA 22901-5119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Jul 17, 2019	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Jul 17, 2019 · Amount on File
Deed Document Number	202112857
Deed Book / Page	5579 / 552
Last Transfer Date	Apr 4, 2025
Transfer Doc	0000003090
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 23, 2021
Property Address	2622 PEA RIDGE RD, CHARLOTTESVILLE, VA 22901-5119
Document Number	5579/552
Book / Page	5579 / 552
Map Reference	MB 1575 PG 568
Instrument Date	Jul 21, 2021
Instrument	2021-00012857
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2622 PEA RIDGE RD, CHARLOTTESVILLE, VA 22901-5119

Mortgage

Document Number	202100012858
Date	Jul 23, 2021
Instrument	2021-00012858

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 17, 2019
Property Address	2622 PEA RIDGE RD, CHARLOTTESVILLE, VA 22901-5119
Document Number	0000007460
Book / Page	000593 / 000001
Instrument Date	Jul 10, 2019
Instrument	7460
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2622 PEA RIDGE RD CHARLOTTESVILLE VA 229015119, CHARLOTTESVILLE, VA 22901-5119

Mortgage

Document Number	7461
Date	Jul 17, 2019
Book Page	005193/000004
Instrument	7461

Lender

Name	NEWREZ LLC
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2622 Pea Rdg Rd was $5,925, up 8.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,925.00 (+8.26%)	$662,700 (+8.23%) Land $154,000 Building $508,700	$662,700 (+8.23%) Land $154,000 Building $508,700
2025	$5,473.00	$612,300 Land $154,000 Building $458,300	$612,300 Land $154,000 Building $458,300
2023	$4,690.00	$549,200 Land $143,000 Building $406,200	$549,200 Land $143,000 Building $406,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2622 Pea Rdg Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2622 Pea Rdg Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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