2622 Luthy Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 2622 Luthy Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,376 sqft · built 1987
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Dec 2014)
Tax Bill	$3,512 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-194323`

Property Details

APN / Parcel Number

Primary APN	`07-194323`
Alternative APNs	`7194323` `194323`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,376 sqft Total Area
Utility Area	336 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	194323
Street Address	2622 LUTHY LANE RD
City	CAMBRIDGE
State	MD
Zip	21613-3786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	3.10 ACRES E OF LOT LANE ROAD SOUTH OF CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1039
Census Tract	970900

Owner

2622 Luthy Rd is owned and occupied by two individuals who bought it in December 2014.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2622 LUTHY LANE RD, CAMBRIDGE, MD 21613-3786
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage 1880 BANK
Oct 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage 1880 BANK
Aug 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage 1880 BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2014 · Amount on File
Deed Sale	Dec 31, 2014 · Amount on File
Prior Sale	Jul 9, 1998 · Amount on File
Deed Book / Page	1243 / 473
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	2622 LUTHY RD, CAMBRIDGE, MD 21613
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014050001
Date	Jun 13, 2017
Book Page	1405/001
Instrument	1405-001

Lender

Name	1880 BANK
Type	Bank
Address	CAMBRIDGE, MD 21613

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	2622 LUTHY RD, CAMBRIDGE, MD 21613
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015440114
Date	Oct 17, 2019
Book Page	1544/114

Lender

Name	1880 BANK
Type	Bank
Address	CAMBRIDGE, MD 21613

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	2622 LUTHY RD, CAMBRIDGE, MD 21613
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015880249
Date	Aug 6, 2020
Book Page	1588/249

Lender

Name	1880 BANK
Type	Bank
Address	CAMBRIDGE, MD 21613

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2622 Luthy Rd was $3,512, up 5.6% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,512.00 (+5.56%)	$302,300	$334,700 Land $47,100 Building $287,600
2025	$3,327.00
2023	$2,927.00	$257,833	$286,100 Land $47,100 Building $239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2622 Luthy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1998–2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2622 Luthy Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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