2620 Wood Opal Way, Oxnard, CA 93030 Property Records

Ventura County property record for 2620 Wood Opal Way, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,780 sqft · built 1994
Lot Size	0.171 acres (7,425 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Feb 2016)
Tax Bill	$9,085 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181-0-208-055`

Property Details

APN / Parcel Number

Primary APN	`181-0-208-055`
Alternative APN	`1810200015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,780 sqft Living Area
1st Floor Area	1,509 sqft
2nd Floor Area	1,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	7,425 sqft (0.171 acres)
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	63 sqft

Location & Zoning

Street Address	2620 WOOD OPAL WAY
City	OXNARD
State	CA
Zip	93030-8426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1PD
Legal Description	TRACT: 429404 LOT: 236 REF: 120MR 04
Legal Subdivision	4294-4
Legal Tract	429404
Legal Block	208
Legal Lot Number	236
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1026
Census Tract	2905

Owner

2620 Wood Opal Way is owned and occupied by two individuals who bought it in February 2016.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2620 WOOD OPAL WAY, OXNARD, CA 93030-8426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jan 11, 2020	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2016 · Amount on File
Deed Sale	Feb 12, 2016 · Amount on File
Prior Sale	Sep 24, 2004 · Amount on File
Deed Document Number	201617569
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2620 WOOD OPAL WAY, OXNARD, CA 93030-8426
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 WOOD OPAL WAY, OXNARD, CA 93030-8426

Mortgage

Document Number	0000028747
Date	May 8, 2024
Instrument	2024000028747

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2044

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2620 WOOD OPAL WAY, OXNARD, CA 93030-8426
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 WOOD OPAL WAY, OXNARD, CA 93030-8426

Mortgage

Document Number	0000058471
Date	Mar 19, 2021
Instrument	20210319-00058471

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2620 WOOD OPAL WAY, OXNARD, CA 93030-8426
Document Number	0000059195
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2620 WOOD OPAL WAY OXNARD CA 930308426, OXNARD, CA 93030-8426

Mortgage

Document Number	0000059195
Date	Apr 30, 2020
Instrument	59195

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2620 WOOD OPAL WAY, OXNARD, CA 93030-8426
Document Number	0000038991
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2620 WOOD OPAL WAY OXNARD CA 930308426, OXNARD, CA 93030-8426

Mortgage

Document Number	0000038991
Date	Mar 17, 2020
Instrument	38991

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 16, 2060

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2620 WOOD OPAL WAY, OXNARD, CA 93030-8426
Document Number	0000119241
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 WOOD OPAL WAY OXNARD CA 930308426, OXNARD, CA 93030-8426

Mortgage

Document Number	0000119241
Date	Sep 14, 2017
Instrument	119241

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 13, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Wood Opal Way was $9,085 with a veteran's exemption, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$742,590 (+2%) Land $482,988 Building $259,602
2025	$9,085.00 (+1.98%)	$728,030 Land $473,518 Building $254,512
2024	$8,909.00 (+4.42%)
2023	$8,532.00 (+2.82%)	$699,760 Land $455,130 Building $244,630
2022	$8,298.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2620 Wood Opal Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2620 Wood Opal Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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