2620 Smith Dr, La Fayette, IN 47909 Property Records

Tippecanoe County property record for 2620 Smith Dr, La Fayette, IN 47909

Property Summary

Property Type	Mobile Home
Details	1.5 ba · 1,463 sqft · built 1996
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$143,800 (Oct 2021)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-10-01-426-040.000-021`

Property Details

APN / Parcel Number

Primary APN	`79-10-01-426-040.000-021`
Alternative APN	`130036030344`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,463 sqft Living Area
1st Floor Area	1,463 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Detached
Garage Area	868 sqft
Parking Spaces	5 Parking Spaces
Deck Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2620 SMITH DR
City	LAFAYETTE
State	IN
Zip	47909-9009
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SHADE
Legal Description	PT NE SE SEC 1 TWP 22 R5 0.72A & 0.39 A
Legal Range	5
Legal Township	22
Legal Section	1
Legal Lot Number	1
Jurisdiction	TIPPECANOE IN
Township / Civil Division	UNION
Census Block Group	2
Census Block	2019
Census Tract	10600

Owner

2620 Smith Dr, a mobile home, is owned and occupied by an individual who bought it in October 2021.

Source: Tippecanoe County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2620 SMITH DR, LAFAYETTE, IN 47909-9009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage INDUSTRIAL FCU
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Jun 7, 2004 · Amount on File
Deed Document Number	202122972
Prior Transfer Date	Jun 2, 2004
Prior Transfer Doc	0000016398
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPPECANOE IN
Property Address	2620 SMITH DR, LAFAYETTE, IN 47909-9009
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023009203
Date	Jul 17, 2023
Instrument	202323009203

Lender

Name	INDUSTRIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 8, 2033

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Oct 4, 2021
Property Address	2620 SMITH DR, LAFAYETTE, IN 47909-9009
Document Number	0021022972
Instrument Date	Sep 22, 2021
Instrument	202121022972
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 SMITH DR, LAFAYETTE, IN 47909-9009

Mortgage

Document Number	0021022973
Date	Oct 4, 2021
Instrument	202121022973

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Smith Dr was $1,634 with exemptions applied, down 7.7% from the year before.

Source: Tippecanoe County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Tippecanoe County
County Subdivision	Union Township
Municipality	Shadeland Town
Unified School District	Tippecanoe School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,634.00 (-7.68%)	$244,700 Land $31,600 Building $213,100	$244,700 Land $31,600 Building $213,100
2024	$1,770.00 (+2.19%)
2023	$1,732.00 (+167.28%)	$209,600 (+108.56%) Land $31,600 Building $178,000	$209,600 (+108.56%) Land $31,600 Building $178,000
2022	$648.00	$100,500 Land $16,700 Building $83,800	$100,500 Land $16,700 Building $83,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2620 Smith Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 Smith Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Tipmont REMC.

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