2620 Seneca Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 2620 Seneca Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,474 sqft · built 2000
Lot Size	0.61 acres (26,571 sqft)
Owner	2 Individual Names on File
Last Sale	$428,500 (Jul 2019)
Tax Bill	$5,187 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`009851-0490`

Property Details

APN / Parcel Number

Primary APN	`009851-0490`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,474 sqft Living Area
Gross Area	3,236 sqft
1st Floor Area	2,474 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,571 sqft (0.61 acres)
Garage Type	Attached
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	197 sqft
Patio Area	527 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2620 SENECA DR
City	SAINT JOHNS
State	FL
Zip	32259-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	23/6-14 CIMARRONE GOLF & COUNTRY CLUB UNIT 1 LOT 49 OR4761/496
Legal Range	27E
Legal Township	05S
Legal Section	24
Legal Subdivision	CIMARRONE GOLF & COUNTRY CLUB UNIT ONE
Legal Block	1
Legal Lot Number	49
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1016
Census Tract	20810

Owner

2620 Seneca Dr is owned and occupied by two individuals who bought it in July 2019.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2620 SENECA DR, SAINT JOHNS, FL 32259-2118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	Oct 12, 2005 · Amount on File
Deed Document Number	201951711
Deed Book / Page	4761 / 496
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 18, 2019
Property Address	2620 SENECA DR, SAINT JOHNS, FL 32259-2118
Document Number	0047610496
Book / Page	004761 / 000496
Instrument Date	Jul 8, 2019
Instrument	51711
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,999.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2620 SENECA DR ST JOHNS FL 322592118, ST JOHNS, FL 32259-2118

Mortgage

Document Number	47610498
Date	Jul 18, 2019
Book Page	004761/000498
Instrument	51712

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Seneca Dr was $5,187 with a homeowner's exemption, up 14.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,850 (+2.7%)	$567,035 (+4.34%) Land $155,000 Building $412,035
2025	$5,187.00 (+14.73%) Homeowner's exemption	$399,075 (+5.08%)	$543,441 (+7.65%) Land $148,000 Building $395,441
2024	$4,521.00 (+1.96%) Homeowner's exemption	$379,772 (+3%)	$504,835 (-10.31%) Land $140,000 Building $364,835
2023	$4,434.00 (+2.78%) Homeowner's exemption	$368,711 (+3%)	$562,888 (+10.89%) Land $135,000 Building $427,888
2022	$4,314.00 Homeowner's exemption	$357,972	$507,604 Land $112,000 Building $395,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2620 Seneca Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 Seneca Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20