Cabarrus County property record for 2620 S Main St, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,406 sqft · built 1930 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Aug 2017) |
| Tax Bill | $1,669 (2023) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5612 84 0962 |
| Primary APN | 5612 84 0962 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| Gross Area | 1,540 sqft |
| 1st Floor Area | 1,406 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,000 sqft (0.253 acres) |
| Lot Dimensions | 200 ft deep x 55 ft wide |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 288 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 117544 |
|---|---|
| Street Address | 2620 S MAIN ST |
| City | CONCORD |
| State | NC |
| Zip | 28027-0500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LTS 35-36 & P/O 34 CHARLES R CLINE |
| Legal Subdivision | WINECOFF SCHOOL |
| Legal Tract | 4 |
| Legal Lot Number | 35-36 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41100 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2620 S MAIN ST, CONCORD, NC 28027-0500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 28, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 16, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2017 · Amount on Record |
| Deed Sale | Aug 16, 2017 · Amount on Record |
| Prior Sale | Jul 3, 2003 · Amount on Record |
| Deed Document Number | 201712629-0347 |
| Deed Book / Page | 12629 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 6, 2026 |
| Property Address | 2620 S MAIN ST, CONCORD, NC 28027-0500 |
| Document Number | 0000015957 |
| Book / Page | 18071 / 199 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202615957 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2620 S MAIN ST, CONCORD, NC 28027-0500 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2620 S MAIN ST, CONCORD, NC 28027-0500 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012462343 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 12462/0343 |
| Instrument | 12462-0343 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | KANNAPOLIS, NC 28083 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 16, 2017 |
| Property Address | 2620 S MAIN ST, CONCORD, NC 28027-0500 |
| Document Number | 0012629347 |
| Book / Page | 12629 / 0347 |
| Map Reference | MB1 PG8 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 12629-0347 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2620 S MAIN ST, 2620, CONCORD, NC 28027-0500 |
| Name | Verified Name |
|---|---|
| Address | 2620 S MAIN ST, CONCORD, NC 28027-0500 |
| Investor | Possibly a Property Investor |
| Document Number | 0000126301 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 12630/0001 |
| Instrument | 12630-0001 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,900 (-) Land $50,000 Building $161,900 | ||
| 2025 | $211,900 (+73.93%) Land $50,000 Building $161,900 | ||
| 2024 | $211,900 (+73.93%) Land $50,000 Building $161,900 | ||
| 2023 | $1,669.00 | $121,830 Land $28,000 Building $93,830 | $121,830 Land $28,000 Building $93,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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