2620 Persimmon Rdg, Loudon, TN 37774 Property Records

Loudon County property record for 2620 Persimmon Rdg, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,956 sqft · built 2007
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Sep 2023)
Tax Bill	$4,203 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023N-B-140.00`

Property Details

APN / Parcel Number

Primary APN	`023N-B-140.00`
Alternative APNs	`01023KB023N14000` `053023N B 14000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,956 sqft Living Area
Gross Area	4,628 sqft
1st Floor Area	1,804 sqft
Upper Floors Area	552 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2620 PERSIMMON RDG
City	LOUDON
State	TN
Zip	37774-4752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	TENNESSEE NATIONAL POD 2 PB: G PG: 4142 LOT: 140
Legal Subdivision	TENNESSEE NATIONAL POD 2
Legal Lot Number	140
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	4
Census Block	4004
Census Tract	60600

Owner

2620 Persimmon Rdg is owned and occupied by an individual who bought it in September 2023.

Source: Loudon County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2620 PERSIMMON RDG, LOUDON, TN 37774-4752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL BANK OF TENNESSEE FSB
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Jan 13, 2022	Warranty Deed, Transfer SOUTHEAST TITLE AND ESCROW LLC, SOUTHEAST TITLE & ESCROW LLC
Jan 19, 2021	Warranty Deed, Transfer TENNESSEE VALLEY TITLE INSURANCE, TENNESSEE VALLEY TTL INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Jan 13, 2022 · Amount on File
Deed Document Number	20238739
Deed Book / Page	466 / 318
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Sep 25, 2023
Property Address	2620 PERSIMMON RDG, LOUDON, TN 37774-4752
Document Number	00D466/318
Book / Page	D466 / 318
Map Reference	CAB G SL 41&42
Instrument Date	Sep 22, 2023
Instrument	23008739
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	SOUTHEAST TITLE AND ESCROW LLC, SOUTHEAST TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 PERSIMMON RDG, LOUDON, TN 37774-4752

Mortgage

Document Number	0023008740
Date	Sep 25, 2023
Instrument	23008740

Lender

Name	HOME FEDERAL BANK OF TENNESSEE FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Max Rate	13.2%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	2620 PERSIMMON RDG, LOUDON, TN 37774-4752
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1517/790
Date	Mar 19, 2021
Book Page	T1517/790
Instrument	21003525

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jan 13, 2022
Property Address	2620 PERSIMMON RDG, LOUDON, TN 37774-4752
Document Number	0D0444/489
Book / Page	D0444 / 489
Map Reference	CAB G SL 41&42
Instrument Date	Jan 10, 2022
Instrument	22000485
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	SOUTHEAST TITLE AND ESCROW LLC, SOUTHEAST TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$1,623.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 PERSIMMON RDG, LOUDON, TN 37774-4752

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jan 19, 2021
Property Address	2620 PERSIMMON RDG, LOUDON, TN 37774-4752
Document Number	0D0430/651
Book / Page	D0430 / 651
Instrument Date	Jan 15, 2021
Instrument	21000703
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	TENNESSEE VALLEY TITLE INSURANCE, TENNESSEE VALLEY TTL INS CO

Transaction

Amount	Amount on Record
Tax	$16,317.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6650 NEW NASHVILLE HWY, SMYRNA, TN 37167-4653
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Persimmon Rdg was $4,203.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,203.00	$142,100 (-) Land $12,500 Building $129,600	$568,400 Land $50,000 Building $518,400
2024	$4,203.00	$142,100 (-) Land $12,500 Building $129,600
2023		$142,100 (+15.55%) Land $12,500 Building $129,600
2022	$1,351.00	$122,975 Land $12,500 Building $110,475	$491,900 (-13.46%) Land $50,000 Building $441,900
2021			$568,400 Land $50,000 Building $518,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2620 Persimmon Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 Persimmon Rdg is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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