2620 MORAINE WAY OXNARD CA 930308765, OXNARD, CA 93030-8765
Mortgage
Document Number
0000084911
Date
Jul 26, 2019
Instrument
84911
Lender
Name
OPTIMUM FIRST INC
Address
FOUNTAIN VALLEY, CA 92708
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
180 Months
Due
Jul 25, 2034
November 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
VENTURA CA
Property Address
2620 MORAINE WAY, OXNARD, CA 93030-8765
Document Number
0000148321
Instrument Date
Nov 7, 2017
Transaction Type
Mortgage
Record Updated
Aug 28, 2018
Title Company
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
2620 MORAINE WAY OXNARD CA 930308765, OXNARD, CA 93030-8765
Mortgage
Document Number
0000148321
Date
Nov 14, 2017
Instrument
148321
Lender
Name
SPRING EQ LLC SPRING EQ LLC
Type
Funding / Finance Company
Address
FLINT, MI 48501-2026
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
240 Months
Due
Nov 13, 2037
Tax Assessment & Valuation
The 2025 property tax bill for 2620 Moraine Way was $12,669, up 23.2% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
Property Jurisdictions
Type
Name
State
California
County
Ventura County
Municipality
Oxnard City
Elementary School District
Oxnard Elementary School District (KG - 08)
Secondary School District
Oxnard Union High School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,039,359 (+2%)Land $675,740Building $363,619
2025
$12,669.00 (+23.2%)
$1,018,980Land $662,490Building $356,490
2024
$10,283.00 (+4.33%)
2023
$9,856.00 (+2.86%)
$809,406Land $526,115Building $283,291
2022
$9,582.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 2620 Moraine Way in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
2 in force
Nearby Flood Claims
1 (2023)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Dec 2023 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 2620 Moraine Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source
Purchased surface water from several systems
Last State Inspection
Dec 2025
Lead
Under 1 ppb (2025–2027) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025