2620 Main St, Oakley, CA 94561 Property Records

Contra Costa County property record for 2620 Main St, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,296 sqft · built 1949
Lot Size	0.189 acres (8,232 sqft)
Owner	Individual Name on File
Last Sale	$526,000 (Feb 2021)
Tax Bill	$7,262 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-123-061-6`

Property Details

APN / Parcel Number

Primary APN	`037-123-061-6`
Alternative APN	`037-123-061`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1975
Lot Area	8,232 sqft (0.189 acres)
Garage Type	Attached
Garage Area	385 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2620 MAIN ST
City	OAKLEY
State	CA
Zip	94561-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR SC 23 T2N R2E
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2005
Census Tract	302005

Owner

2620 Main St is owned and occupied by an individual who bought it in February 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2620 MAIN ST, OAKLEY, CA 94561-1653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 16, 2019	Deed of Trust, Mortgage JMAC LENDING
Nov 8, 2018	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Prior Sale	Nov 8, 2018 · Amount on File
Deed Document Number	202150405
Prior Transfer Date	May 20, 1998
Prior Transfer Doc	0000115845
Record Updated	Oct 29, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 18, 2021
Property Address	2620 MAIN ST, OAKLEY, CA 94561-1653
Document Number	0000050405
Instrument Date	Feb 12, 2021
Instrument	2021-050405
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 MAIN ST, OAKLEY, CA 94561-1653

Mortgage

Document Number	0000050406
Date	Feb 18, 2021
Instrument	2021-050406

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2620 MAIN ST, OAKLEY, CA 94561-1653
Document Number	0000114831
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 MAIN ST OAKLEY CA 945611653, OAKLEY, CA 94561-1653

Mortgage

Document Number	0000114831
Date	Jul 24, 2019
Instrument	114831

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 8, 2018
Property Address	2620 MAIN ST, OAKLEY, CA 94561-1653
Document Number	0000182175
Instrument Date	Nov 5, 2018
Instrument	2018-182175
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 MAIN ST, OAKLEY, CA 94561-1653

Mortgage

Document Number	0000182176
Date	Nov 8, 2018
Instrument	2018-182176

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Main St was $7,262.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,743 (+2%) Land $292,580 Building $288,163
2025	$7,262.00	$569,357 Land $286,844 Building $282,513
2023	$7,050.00 (+0.84%)	$547,250 Land $275,706 Building $271,544
2022	$6,991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2620 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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