2620 Lyle Ave, Waco, TX 76708 Property Records

McLennan County property record for 2620 Lyle Ave, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1945
Lot Size	0.191 acres (8,316 sqft)
Owner	Individual Name on File
Last Sale	$214,800 (Dec 2021)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-012200-064300-0`

Property Details

APN / Parcel Number

Primary APN	`48-012200-064300-0`
Alternative APNs	`4801220006430000111` `170878`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft
Flooring	Carpet

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1971
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	8,316 sqft (0.191 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	252 sqft
Driveway	Concrete Driveway
Driveway Area	100 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	330 sqft
Deck Area	45 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2620 LYLE AVE
City	WACO
State	TX
Zip	76708-2777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	DEAN LOT 10 BLOCK 53 ACRES .1909
Legal Subdivision	DEAN
Legal Block	53
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1020
Census Tract	900

Owner

2620 Lyle Ave is owned and occupied by an individual who bought it in December 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2620 LYLE AVE, WACO, TX 76708-2777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Aug 16, 2018	Deed of Trust, Mortgage FIRST CTRL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Aug 7, 2014 · Amount on File
Deed Document Number	202149645
Prior Transfer Date	Dec 6, 2021
Prior Transfer Doc	0000049645
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 7, 2021
Property Address	2620 LYLE AVE, WACO, TX 76708-2777
Document Number	0000049645
Map Reference	VOL 275 PG 246
Instrument Date	Dec 6, 2021
Instrument	2021049645
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	NOT AVAILABLE, TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 LYLE AVE, WACO, TX 76708-2777

Mortgage

Document Number	0000049646
Date	Dec 7, 2021
Instrument	2021049646

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2620 LYLE AVE, WACO, TX 76708-2777
Document Number	0000029642
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2620 LYLE AVE WACO TX 767082777, WACO, TX 76708-2777

Mortgage

Document Number	0000029642
Date	Aug 21, 2018
Instrument	29642

Lender

Name	FIRST CTRL CU
Type	Credit Union
Address	WACO, TX 76710-5649

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 20, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Lyle Ave was $2,670 with a homeowner's exemption, down 11.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,547 (-4.29%) Land $24,198 Building $168,349	$192,547 (-4.29%) Land $24,198 Building $168,349
2025	$2,670.00 (-11.56%) Homeowner's exemption	$201,170 Land $21,950 Building $179,220	$201,170 Land $21,950 Building $179,220
2024	$3,019.00
2023		$185,210 Land $21,950 Building $163,260	$185,210 Land $21,950 Building $163,260
2022	$2,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2620 Lyle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 Lyle Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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