2620 Highmount Ct, Carmel, IN 46033 Property Records

Hamilton County property record for 2620 Highmount Ct, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,929 sqft · built 2009
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$4,563 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-19-010-028.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-19-010-028.000-018`
Alternative APN	`1710190010028000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,929 sqft Living Area
1st Floor Area	1,551 sqft
2nd Floor Area	1,296 sqft
Basement Area	1,551 sqft
Finished Basement	1,082 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Other
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1710190010028000
Street Address	2620 HIGHMOUNT CT
City	CARMEL
State	IN
Zip	46033-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .14, SECTION 19, TOWNSHIP 18, RANGE 4, YORKTOWN WOODS, LOT 28
Legal Range	04
Legal Township	18
Legal Section	19
Legal Subdivision	YORKTOWN WOODS
Legal Lot Number	28
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1009
Census Tract	110904

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2620 HIGHMOUNT CT, CARMEL, IN 46033-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2015
Deed Sale	Nov 5, 2015
Prior Sale	Feb 1, 2010
Deed Document Number	2015057598
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2620 HIGHMOUNT CT, CARMEL, IN 46033-2204
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 HIGHMOUNT CT, CARMEL, IN 46033-2204

Mortgage

Document Number	0000051806
Date	Oct 26, 2022
Instrument	2022051806

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2620 HIGHMOUNT CT, CARMEL, IN 46033-2204
Transaction Type	Mortgage
Record Updated	Nov 29, 2021
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021080820
Date	Nov 8, 2021
Instrument	2021080820

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$497,800 (+20.97%) Land $111,900 Building $385,900	$497,800 (+20.97%) Land $111,900 Building $385,900
2024	$4,563.00 (+2.82%)	$411,500 (-0.82%) Land $111,900 Building $299,600	$411,500 (-0.82%) Land $111,900 Building $299,600
2023	$4,438.00 (+11.17%) Homeowner's exemption	$414,900 (+18.78%) Land $111,900 Building $303,000	$414,900 (+18.78%) Land $111,900 Building $303,000
2022	$3,992.00 Homeowner's exemption	$349,300 Land $59,900 Building $289,400	$349,300 Land $59,900 Building $289,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Xfinity.

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