2620 Grayson Pkwy, Monroe, NC 28110 Property Records

Union County property record for 2620 Grayson Pkwy, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,280 sqft · built 2007
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Oct 2023)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-396-953`

Property Details

APN / Parcel Number

Primary APN	`09-396-953`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	1,515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2620 GRAYSON PKWY
City	MONROE
State	NC
Zip	28110-6311
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 UNION
Legal Description	#27 GRAYSON OPCI185
Legal Subdivision	GRAYSON
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1045
Census Tract	20307

Owner

2620 Grayson Pkwy, a rural home, is owned and occupied by two individuals who bought it in October 2023.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2620 GRAYSON PKWY, MONROE, NC 28110-6311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC
Jan 19, 2018	Warranty Deed, Transfer · VA Mortgage RESOURCE FIN'L SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Nov 29, 2021 · Amount on File
Deed Document Number	202325100
Deed Book / Page	8797 / 523
Prior Transfer Date	Aug 21, 2007
Prior Transfer Doc	0004666063
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 16, 2023
Property Address	2620 GRAYSON PKWY, MONROE, NC 28110-6311
Document Number	0000879752
Book / Page	8797 / 52
Map Reference	CAB I FILE 184-186
Instrument Date	Oct 5, 2023
Instrument	25100
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	EVERGREEN TITLE AGENCY, EVERGREEN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 DUCK CREEK LN, INDIAN TRAIL, NC 28079-7709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 GRAYSON PKWY, MONROE, NC 28110-6311

Mortgage

Document Number	0000025101
Date	Oct 16, 2023
Instrument	25101

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	9%
Index	5-Year TN
Max Rate	13%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 29, 2021
Property Address	2620 GRAYSON PKWY, MONROE, NC 28110-6311
Document Number	0008326272
Book / Page	8326 / 272
Map Reference	CAB I FILE 184-186
Instrument Date	Nov 29, 2021
Instrument	56110
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 CALLAHAN TRL, 81, GARNER, NC 27529-7583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 GRAYSON PKWY, MONROE, NC 28110-6311

Mortgage

Document Number	0000056111
Date	Nov 29, 2021
Instrument	56111

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2026
Change Frequency	7 Years
Min Rate At Change	5.75%
Max Rate At Change	8%
Index	5-Year CMT
Max Rate	12%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 11, 2021
Property Address	2620 GRAYSON PKWY, MONROE, NC 28110-6311
Document Number	0008022207
Book / Page	8022 / 207
Map Reference	CAB I FILE 184-186
Instrument Date	Feb 24, 2021
Instrument	11413
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 GRAYSON PKWY, MONROE, NC 28110-6311

Mortgage

Document Number	0000011414
Date	Mar 11, 2021
Instrument	11414

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 19, 2018
Property Address	2620 GRAYSON PKWY, MONROE, NC 28110-6311
Document Number	7089308
Book / Page	007089 / 000308
Instrument Date	Jan 9, 2018
Instrument	1476
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2620 GRAYSON PKWY MONROE NC 281106311, MONROE, NC 28110-6311

Mortgage

Document Number	7089310
Date	Jan 19, 2018
Book Page	007089/000310
Instrument	1477

Lender

Name	RESOURCE FIN'L SVC
Type	Funding / Finance Company
Address	COLUMBIA, SC 29205

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Grayson Pkwy was $2,396.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,300 (-) Land $76,000 Building $419,300	$495,300 (-) Land $76,000 Building $419,300
2025	$2,396.00	$495,300 Land $76,000 Building $419,300	$495,300 Land $76,000 Building $419,300
2023	$2,147.00	$335,500 Land $50,600 Building $284,900	$335,500 Land $50,600 Building $284,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2620 Grayson Pkwy in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 Grayson Pkwy is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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