2620 E Dolphin Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 2620 E Dolphin Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,244 sqft · built 2021
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Feb 2021)
Tax Bill	$4,171 (2025)
Deeds & Mortgages	Feb 2021 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`235OB02101`

Property Details

APN / Parcel Number

Primary APN	`235OB02101`
Alternative APNs	`206618208632` `80106188`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,244 sqft Heated Area
Gross Area	3,300 sqft
1st Floor Area	456 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80106188
Street Address	2620 E DOLPHIN DR
City	OAK ISLAND
State	NC
Zip	28465-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-10 B-30 S-3 LB PLAT 1/96-99
Legal Subdivision	LONG BEACH
Legal Block	30
Legal Lot Number	10
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1011
Census Tract	20314

Owner

2620 E Dolphin Dr is owned by two individuals who bought it in February 2021.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	718 COLONY OAK LN, MIDLOTHIAN, VA 23114-4684
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2021 · Amount on File
Deed Sale	Feb 2, 2021 · Amount on File
Prior Sale	May 28, 2010 · Amount on File
Deed Book / Page	4541 / 445
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 2, 2021
Property Address	2620 E DOLPHIN DR, OAK ISLAND, NC 28465-6013
Document Number	0045410445
Book / Page	4541 / 445
Map Reference	MB 1 PG 96-99
Instrument Date	Dec 7, 2020
Transaction Type	Construction Loan
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 BIRCH CREEK RD, 153, MC LEANSVILLE, NC 27301-9205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 COLONY OAK LN, MIDLOTHIAN, VA 23114-4684

Mortgage

Document Number	0004541449
Date	Feb 2, 2021
Instrument	4541/449

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATI
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2620 E Dolphin Dr was $4,171.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,091,840 (-) Land $350,000 Building $741,840	$1,091,840 (-) Land $350,000 Building $741,840
2025	$4,171.00	$1,091,840 Land $350,000 Building $741,840	$1,091,840 Land $350,000 Building $741,840
2023		$1,091,840 Land $350,000 Building $741,840	$1,091,840 Land $350,000 Building $741,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2620 E Dolphin Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 E Dolphin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20