2620 E 98th Ave, Thornton (Denver), CO 80229 Property Records

Adams County property record for 2620 E 98th Ave, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,047 sqft · built 1973
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$496,000 (Sep 2022)
Tax Bill	$1,283 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0040084`

Property Details

APN / Parcel Number

Primary APN	`R0040084`
Alternative APNs	`0171913317034` `171913317034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
1st Floor Area	1,047 sqft
Basement Area	975 sqft
Finished Basement	900 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0040084
Old Parcel Number	171913317034
Street Address	2620 E 98TH AVE
City	THORNTON
State	CO
Zip	80229-2577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:YORK HIGHLANDS FILING NO 2 BLK:15 LOT:34
Legal Range	68W
Legal Township	02S
Legal Section	13
Legal Quarter	SW
Legal Subdivision	YORK HIGHLANDS FILING NO 2
Legal Block	15
Legal Lot Number	34
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2007
Census Tract	9207

Owner

Source: Adams County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2620 E 98TH AVE, THORNTON, CO 80229-2577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Apr 17, 2019	Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L
Apr 17, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 11, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	2022000076949
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 13, 2022
Property Address	2620 E 98TH AVE, THORNTON, CO 80229-2577
Document Number	0000076949
Instrument Date	Sep 8, 2022
Instrument	2022000076949
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$49.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2620 E 98TH AVE, THORNTON, CO 80229-2577

Mortgage

Document Number	0000076950
Date	Sep 13, 2022
Instrument	2022000076950

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 5, 2022
Property Address	2620 E 98TH AVE, THORNTON, CO 80229-2577
Document Number	0000029632
Instrument Date	Mar 30, 2022
Instrument	2022000029632
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$53.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 W 102ND AVE, NORTHGLENN, CO 80260-6237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ADAMS CO
Property Address	2620 E 98TH AVE, THORNTON, CO 80229-2577
Document Number	0000029856
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 E 98TH AVE THORNTON CO 802292577, THORNTON, CO 80229-2577

Mortgage

Document Number	0000029856
Date	Apr 24, 2019
Instrument	29856

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Interest

Rate	4.75%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	2620 E 98TH AVE, THORNTON, CO 80229-2577
Document Number	0000029855
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 E 98TH AVE THORNTON CO 802292577, THORNTON, CO 80229-2577

Mortgage

Document Number	0000029855
Date	Apr 24, 2019
Instrument	29855

Lender

Name	HUD-HOUSING/URBAN DEV
Address	2401 NW 23RD ST # 1A, OKLAHOMA CITY, OK 73107-2423

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 11, 2017
Property Address	2620 E 98TH AVE, THORNTON, CO 80229-2577
Document Number	0000031362
Instrument Date	Apr 10, 2017
Instrument	31362
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$32.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11649 PEARL ST NORTHGLENN CO 802331909, NORTHGLENN, CO 80233-1909

Mortgage

Document Number	31363
Date	Apr 11, 2017
Instrument	31363

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Mapleton School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,283.00 (-62.25%)	$30,260 (-12.14%) Land $5,630 Building $24,630	$484,000 (-4.91%) Land $90,000 Building $394,000
2023	$3,399.00 (+13.07%)	$34,440 (+14.19%) Land $5,890 Building $28,550	$509,000 (+17.31%) Land $87,000 Building $422,000
2022	$3,006.00	$30,160 Land $12,100 Building $18,060	$433,900 Land $174,000 Building $259,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20
JAB Wireless Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Aerux.

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