2620 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2620 E 4th St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1940
Lot Size	0.145 acres (6,300 sqft)
Owner	Company Name on Record
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-13-176-013`

Property Details

APN / Parcel Number

Primary APN	`8913-13-176-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft
Game Room	Game Room
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	81 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2620 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOGAN DALE HEIGHTS LOT 13 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	LOGAN DALE HEIGHTS
Legal Block	1
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1025
Census Tract	1900

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	210 CORDUROY DR, CEDAR FALLS, IA 50613-8924
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Sep 20, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 30, 2023
Transfer Doc	0000007158
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2620 E 4TH ST, WATERLOO, IA 50703-2009
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400007696
Date	Dec 13, 2023
Instrument	202400007696

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	131 TOWER PARK DR STE 100, WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2053

Interest

Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 20, 2017
Property Address	2620 E 4TH ST, WATERLOO, IA 50703-2009
Document Number	201800005093
Instrument Date	Sep 14, 2017
Instrument	2018-00005093
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 CORDUROY DR, CEDAR FALLS, IA 50613-8924

Mortgage

Document Number	201800005094
Date	Sep 20, 2017
Instrument	2018-00005094

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00	$75,090 (+28.12%) Land $9,220 Building $65,870	$75,090 (+28.12%) Land $9,220 Building $65,870
2024	$1,272.00 (+8.9%)
2023		$58,610 (+10.23%) Land $9,220 Building $49,390	$58,610 (+10.23%) Land $9,220 Building $49,390
2022	$1,168.00	$53,170 Land $9,220 Building $43,950
2021			$53,170 Land $9,220 Building $43,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Nextlink, T-Mobile.

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