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2620 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 2620 E 38th St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 900 sqft · built 1971
Lot Size0.156 acres (6,780 sqft)
Owner2 Individual Names on Record
Last Sale$1,000 (Sep 2022)
Tax Bill$2,746 (2024)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN060/04186-000-000

Property Details

APN / Parcel Number

Primary APN060/04186-000-000
Alternative APN
  • 792329430041

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area900 sqft Living Area
Gross Area1,800 sqft
1st Floor Area900 sqft
Basement Area900 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,780 sqft (0.156 acres)
Lot Dimensions113 ft deep x 60 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2620 E 38TH ST
CityDES MOINES
StateIA
Zip50317-3348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description-EX E 13F- S 10F LT 479 & -EX E 13F- LT 480 FOUR MILE
Legal SubdivisionFOUR MILE
Legal Lot Number479
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1023
Census Tract103

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2620 E 38TH ST, DES MOINES, IA 50317-3348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2022 · Amount on Record
Deed SaleSep 20, 2022 · Amount on Record
Prior SaleNov 12, 2014 · Amount on Record
Deed Document Number202274183
Deed Book / Page19270 / 607
Prior Transfer DateSep 13, 2022
Prior Transfer Doc0000074183
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK IA
Recording DateSep 20, 2022
Property Address2620 E 38TH ST, DES MOINES, IA 50317-3348
Document Number0000074183
Book / Page19270 / 607
Instrument DateSep 13, 2022
Instrument2022-00074183
Transaction TypeTransfer
Record UpdatedOct 6, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2620 E 38TH ST, DES MOINES, IA 50317-3348

Mortgage

Document Number0000074184
DateSep 20, 2022
Book Page19270/609
Instrument2022-00074184
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$170,800 (+13.79%) Land $32,200 Building $138,600$170,800 (+13.79%) Land $32,200 Building $138,600
2024$2,746.00 (-6.09%)
2023$150,100 Land $28,000 Building $122,100$150,100 Land $28,000 Building $122,100
2020$2,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims55 (1982–2026)
Claims Outside the SFHA35 of 55
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 13 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 24 claims
  • Severe Storms, Tornadoes, And Flooding, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area		2,000 / 1,000
CenturyLink
Fiber		2,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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