Polk County property record for 2620 E 38th Ct, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,072 sqft · built 1960 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (May 2022) |
| Tax Bill | $3,376 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/07927-031-000 |
| Primary APN | 060/07927-031-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 208 sqft |
| Unfinished Basement | 656 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2620 E 38TH CT |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 SHERIDAN PARK PLAT NO 1 |
| Legal Subdivision | SHERIDAN PARK PLAT 1 |
| Legal Lot Number | 31 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 102 |
2620 E 38th Ct is owned and occupied by an individual who bought it in May 2022.
Source: Polk County records, as of August 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2620 E 38TH CT, DES MOINES, IA 50317-5746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit US SMALL BUSN ADMN |
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| May 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on File |
| Deed Sale | May 17, 2022 · Amount on File |
| Prior Sale | Jun 3, 2008 · Amount on File |
| Deed Document Number | 202239843 |
| Deed Book / Page | 19112 / 405 |
| Prior Transfer Date | Aug 19, 2016 |
| Prior Transfer Doc | 0000016737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 19, 2026 |
| Property Address | 2620 E 38TH CT, DES MOINES, IA 50317-5746 |
| Document Number | 0000051232 |
| Book / Page | 20629 / 913 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202651232 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2620 E 38TH CT, DES MOINES, IA 50317-5746 |
| Document Number | 0000051232, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 20629/913 |
| Instrument | 202651232 |
| Name | US SMALL BUSN ADMN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2620 E 38TH CT, DES MOINES, IA 50317-5746 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2620E E 38TH CT, DES MOINES, IA 50317-3348 |
| Document Number | 0000048577 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 19595/384 |
| Instrument | 2023-00048577 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 17, 2022 |
| Property Address | 2620 E 38TH CT, DES MOINES, IA 50317-5746 |
| Document Number | 0000039843 |
| Book / Page | 19112 / 405 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022-00039843 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2620 E 38TH CT, DES MOINES, IA 50317-5746 |
| Document Number | 0000039845 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022-00039845 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $193,900 Land $40,700 Building $153,200 | $193,900 Land $40,700 Building $153,200 | |
| 2024 | $3,376.00 | ||
| 2023 | $171,600 Land $35,500 Building $136,100 | $171,600 Land $35,500 Building $136,100 | |
| 2020 | $3,118.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2620 E 38th Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2620 E 38th Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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