2620 Debbie Dr, Lima, OH 45807 Property Records

Allen County property record for 2620 Debbie Dr, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1959
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2023)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-1404-02-009.001`

Property Details

APN / Parcel Number

Primary APN	`36-1404-02-009.001`
Alternative APN	`M3736140402009001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2620 DEBBIE DR
City	LIMA
State	OH
Zip	45807-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JERRY LEE 3RD ADDITION SECTION B LOT 22331 JOINT TEN FF 100.00
Legal Subdivision	JERRY LEE 3RD ADDITION
Legal Lot Number	22331
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2002
Census Tract	11000

Owner

2620 Debbie Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2620 DEBBIE DR, LIMA, OH 45807-1217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Joint Tenancy Deed, Transfer · Conventional Mortgage US BANK NA
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF
Nov 15, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit THE UNION BK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	Mar 25, 2021 · Amount on File
Deed Document Number	20238345
Prior Transfer Date	Jun 16, 2005
Prior Transfer Doc	0000010017
Record Updated	Oct 29, 2026

September 2023: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 26, 2023
Property Address	2620 DEBBIE DR, LIMA, OH 45807-1217
Document Number	9260008345
Book / Page	2023 / 8345
Map Reference	MB 9 PG 122
Instrument Date	Sep 15, 2023
Instrument	202309260008345
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 DEBBIE DR, LIMA, OH 45807-1217

Mortgage

Document Number	9260008346
Date	Sep 26, 2023
Instrument	202309260008346

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 25, 2021
Property Address	2620 DEBBIE DR, LIMA, OH 45807-1217
Document Number	3250003847
Book / Page	2021 / 3847
Map Reference	MB 9 PG 122
Instrument Date	Mar 23, 2021
Instrument	202103250003847
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 DEBBIE DR, LIMA, OH 45807-1217

Mortgage

Document Number	3250003848
Date	Mar 25, 2021
Instrument	202103250003848

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 15, 2019
Property Address	2620 DEBBIE DR, LIMA, OH 45807-1217
Document Number	0000012180
Instrument Date	Nov 5, 2019
Instrument	12180
Transaction Type	Foreclosure
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$114.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2620 DEBBIE DR LIMA OH 458071217, LIMA, OH 45807-1217

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2620 DEBBIE DR, LIMA, OH 45807-1217
Document Number	0000012729
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2620 DEBBIE DR LIMA OH 458071217, LIMA, OH 45807-1217

Mortgage

Document Number	0000012729
Date	Nov 27, 2019
Instrument	12729

Lender

Name	THE UNION BK CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Debbie Dr was $2,439, down 1.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 (-1.3%)	$62,060 (-) Land $9,100 Building $52,960	$177,300 (-) Land $26,000 Building $151,300
2024	$2,471.00 (+7.16%) Homeowner's exemption	$62,060 (+18.05%) Land $9,100 Building $52,960	$177,300 Land $26,000 Building $151,300
2023	$2,306.00 (-2.12%) Homeowner's exemption	$52,570 (-) Land $7,700 Building $44,870
2022	$2,356.00 Homeowner's exemption	$52,570 Land $7,700 Building $44,870
2021			$150,200 Land $22,000 Building $128,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2620 Debbie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 Debbie Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, MetaLINK Technologies.

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