2620 David Dr, Niagara Falls, NY 14304 Property Records

Niagara County and Wheatfield Town property record for 2620 David Dr, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,324 sqft · built 1989
Lot Size0.378 acres (16,500 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Jul 2018)
Tax Bill$8,991 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jul 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN294000 162.02-2-45

Property Details

APN / Parcel Number

Primary APN294000 162.02-2-45
Alternative APN
  • 40001620020002045000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,324 sqft Living Area
1st Floor Area1,246 sqft
2nd Floor Area1,078 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area16,500 sqft (0.378 acres)
Lot Dimensions165 ft deep x 100 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area270 sqft
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2620 DAVID DR
CityNIAGARA FALLS
StateNY
Zip14304-4619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 8/93 11382 148,000
Legal Block2
Legal Lot Number45.000
JurisdictionNIAGARA NY
Township / Civil DivisionWHEATFIELD
Census Block Group3
Census Block3011
Census Tract22714

Owner

Source: Niagara County and Wheatfield Town records · APN 294000 162.02-2-45

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2620 DAVID DR, NIAGARA FALLS, NY 14304-4619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MTG
Jul 19, 2018Warranty Deed, Transfer · FHA Mortgage
CARRINGTON MTG SVCS
May 26, 2017Loan Modification, Mortgage · Line of Credit
EVANS BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2018 · Amount on Record
Deed SaleJul 19, 2018 · Amount on Record
Prior SaleDec 27, 2011 · Amount on Record
Deed Document Number201812260
Record UpdatedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address2620 DAVID DR, NIAGARA FALLS, NY 14304-4619
Document Number0000005157
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2620 DAVID DR NIAGARA FALLS NY 143044619, NIAGARA FALLS, NY 14304-4619

Mortgage

Document Number0000005157
DateMar 26, 2020
Instrument5157
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 25, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateJul 19, 2018
Property Address2620 DAVID DR, NIAGARA FALLS, NY 14304-4619
Document Number0000012260
Instrument DateJul 18, 2018
Instrument12260
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2655 PINELAKE DR NIAGARA FALLS NY 143044647, NIAGARA FALLS, NY 14304-4647

Mortgage

Document Number12261
DateJul 19, 2018
Instrument12261
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2048

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNIAGARA NY
Property Address2620 DAVID DR, NIAGARA FALLS, NY 14304-4619
Document Number0000011041
Instrument DateMay 26, 2017
Transaction TypeMortgage
Record UpdatedJun 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address2620 DAVID DR NIAGARA FALLS NY 143044619, NIAGARA FALLS, NY 14304-4619

Mortgage

Document Number0000011041
DateJun 02, 2017
Instrument11041
Lender
NameEVANS BK NA
TypeBank
AddressHAMBURG, NY 14075
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 01, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Niagara County and Wheatfield Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionWheatfield Town
Unified School DistrictNiagara-Wheatfield Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,991.00$153,200 (-) Land $14,000 Building $139,200$425,600 (+11.12%) Land $38,893 Building $386,707
2023$153,200 (-) Land $14,000 Building $139,200$383,000 (+15%) Land $35,000 Building $348,000
2022$153,200 Land $14,000 Building $139,200$333,043 Land $30,435 Building $302,608

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 206 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWHEATFIELD WD
serves 18,117 people
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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