FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2620 COLD SPRINGS RD, PLACERVILLE, CA 95667-3214
Mortgage
Document Number
0000015200
Date
Apr 4, 2022
Instrument
2022-0015200
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2052
November 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
EL DORADO CA
Recording Date
Nov 9, 2021
Property Address
2620 COLD SPRINGS RD, PLACERVILLE, CA 95667-3214
Document Number
0000069727
Map Reference
MB 22 PG 134
Instrument Date
Nov 8, 2021
Instrument
2021-0069727
Transaction Type
Transfer
Record Updated
Jul 25, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
2620 COLD SPRINGS RD, PLACERVILLE, CA 95667-3214
September 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
EL DORADO CA
Recording Date
Sep 28, 2021
Property Address
2620 COLD SPRINGS RD, PLACERVILLE, CA 95667-3214
Document Number
0000061668
Map Reference
MB 22 PG 134
Instrument Date
Sep 24, 2021
Instrument
2021-0061668
Transaction Type
Transfer
Record Updated
Jul 25, 2023
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2620 COLD SPRINGS RD, PLACERVILLE, CA 95667-3214
Mortgage
Document Number
0000061669
Date
Sep 28, 2021
Instrument
2021-0061669
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2051
September 2021: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
EL DORADO CA
Recording Date
Sep 28, 2021
Property Address
2620 COLD SPRINGS RD, PLACERVILLE, CA 95667-3214
Document Number
0000061667
Map Reference
MB 22 PG 134
Instrument Date
Sep 23, 2021
Instrument
2021-0061667
Transaction Type
Transfer
Record Updated
Jul 25, 2023
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2620 COLD SPRINGS RD, PLACERVILLE, CA 95667-3214
May 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
EL DORADO CA
Property Address
2620 COLD SPRINGS RD, PLACERVILLE, CA 95667-3214
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIDELITY NATIONAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000020817
Date
May 30, 2019
Instrument
2019-0020817
Lender
Name
BROKER SOLUTIONS INC
Type
Funding / Finance Company
Address
TUSTIN, CA 92780
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2049
June 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
EL DORADO CA
Property Address
2620 COLD SPRINGS RD, PLACERVILLE, CA 95667-3214
Document Number
0000021714
Instrument Date
Jun 1, 2018
Transaction Type
Mortgage
Record Updated
Jun 11, 2019
Title Company
PLACER TITLE COMPANY, PLACER TITLE CO.
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
2620 COLD SPRINGS RD PLACERVILLE CA 956673214, PLACERVILLE, CA 95667-3214
Mortgage
Document Number
0000021714
Date
Jun 6, 2018
Instrument
21714
Lender
Name
FIRST CHOICE LN SVCS
Type
Funding / Finance Company
Address
EAST BRUNSWICK, NJ 08816
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jun 5, 2048
January 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
EL DORADO CA
Property Address
2620 COLD SPRINGS RD, PLACERVILLE, CA 95667-3214
Document Number
0000002303
Instrument Date
Jan 11, 2017
Transaction Type
Mortgage
Record Updated
Jun 11, 2019
Title Company
TICOR TITLE SAN DIEGO BR
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
2620 COLD SPRINGS RD PLACERVILLE CA 956673214, PLACERVILLE, CA 95667-3214
Mortgage
Document Number
0000002303
Date
Jan 18, 2017
Instrument
2303
Lender
Name
WEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS
Type
Bank
Address
SAN DIEGO, CA 92108
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
180 Months
Due
Jan 17, 2032
Tax Assessment & Valuation
The 2025 property tax bill for 2620 Cold Springs Rd was $5,047, up 2.2% from the year before.
Source: El Dorado County assessment roll, as of September 16, 2026
Property Jurisdictions
Type
Name
State
California
County
El Dorado County
Municipality
Placerville City
Secondary School District
El Dorado Union High School District (09 - 12)
Elementary School District
Placerville Union Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$487,093 (+2%)Land $135,304Building $351,789
2025
$5,047.00 (+2.17%)
$477,543Land $132,651Building $344,892
2024
$4,940.00 (+1.19%)
2023
$4,882.00 (+1.43%)
$459,000Land $127,500Building $331,500
2022
$4,813.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 2620 Cold Springs Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
4 (2017–2023)
Most Recent Claim
Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2620 Cold Springs Rd is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 75% of the US · above 51% of California
Wildfire Likelihood
0.3% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source
Surface water
Last State Inspection
Feb 2025
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: AT&T, Cal.net, Zeta Broadband.