2620 Center Line Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2620 Center Line Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,800 sqft · built 2011
Lot Size	4.75 acres (206,999 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Oct 2022)
Tax Bill	$3,490 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`415-0090-00180`

Property Details

APN / Parcel Number

Primary APN	`415-0090-00180`
Alternative APNs	`1162024` `1138570` `907580`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,800 sqft Gross Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Lot Area	206,999 sqft (4.75 acres)
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1162024
Street Address	2620 CENTER LINE RD
City	DULUTH
State	MN
Zip	55804-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	LOT 18 SERIAL #
Legal Subdivision	LAKEWOOD PARK
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	4
Census Block	4006
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2620 CENTER LINE RD, DULUTH, MN 55804-9688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage BELL BANK
Oct 19, 2022	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Oct 3, 2022 · Amount on Record
Deed Document Number	20221062563
Last Transfer Date	Jan 26, 2024
Transfer Doc	0001076761
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Feb 6, 2024
Property Address	2620 CENTER LINE RD, DULUTH, MN 55804-9688
Document Number	0001076761
Instrument Date	Jan 26, 2024
Instrument	1076761
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2620 CENTER LINE RD, DULUTH, MN 55804-9688

Mortgage

Document Number	0001076762
Date	Feb 6, 2024
Instrument	1076762

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 19, 2022
Property Address	2620 CENTER LINE RD, DULUTH, MN 55804-9688
Document Number	0001062563
Instrument Date	Oct 3, 2022
Instrument	1062563
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$930.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 CENTER LINE RD, DULUTH, MN 55804-9688

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,490.00 (+6.6%) Homeowner's exemption
2025	$3,274.00 (+27.59%) Homeowner's exemption	$327,400 (+8.12%) Land $76,700 Building $250,700	$327,400 (+8.12%) Land $76,700 Building $250,700
2024		$302,800 (+41.63%) Land $70,800 Building $232,000	$302,800 (+41.63%) Land $70,800 Building $232,000
2023	$2,566.00
2022		$213,800 Land $67,600 Building $146,200	$213,800 Land $67,600 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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