2620 Cambridge Dr, Sarasota, FL 34232 Property Records

Sarasota County property record for 2620 Cambridge Dr, Sarasota, FL 34232

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,668 sqft · built 1958
Lot Size0.173 acres (7,560 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Jul 2022)
Tax Bill$3,220 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2025 Line of Credit
+ 2 more
APN0060-16-0015

Property Details

APN / Parcel Number

Primary APN0060-16-0015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,668 sqft Living Area
1st Floor Area1,668 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,560 sqft (0.173 acres)
Lot Dimensions108 ft deep x 70 ft wide
Garage TypeCarport
CarportCarport
Carport Area252 sqft
PorchOpen Porch
Porch Area202 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2620 CAMBRIDGE DR
CitySARASOTA
StateFL
Zip34232-3824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 620 SARASOTA SPRINGS UNIT 5
Legal Range18E
Legal Township36S
Legal Section34
Legal SubdivisionSARASOTA SPRINGS UNIT 05
Legal Tract1169
Legal Lot Number620
Legal Unit5
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group2
Census Block2001
Census Tract1503

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1746 BRIAR CREEK LN, SARASOTA, FL 34235-9132
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
MAGNOLIA BANK
Sep 3, 2025Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Jul 5, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 20, 2017Warranty Deed, Transfer · FHA Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2022 · Amount on Record
Deed SaleJul 5, 2022 · Amount on Record
Prior SaleApr 20, 2017 · Amount on Record
Deed Document Number2022112312
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address2620 CAMBRIDGE DR, SARASOTA, FL 34232-3824
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2620 CAMBRIDGE DR, SARASOTA, FL 34232-3824

Mortgage

Document Number0000115662
DateJun 21, 2021
Instrument2021115662
Lender
NameMAGNOLIA BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address2620 CAMBRIDGE DR, SARASOTA, FL 34232-3824
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2620 CAMBRIDGE DR, SARASOTA, FL 34232-3824

Mortgage

Document Number0000131009
DateSep 3, 2025
Instrument2025131009
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJul 5, 2022
Property Address2620 CAMBRIDGE DR, SARASOTA, FL 34232-3824
Document Number0000112312
Map ReferenceMB 8 PG 21
Instrument DateJul 5, 2022
Instrument2022112312
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3985 MACEACHEN BLVD UNIT 212, 212, SARASOTA, FL 34233-1120

Transferred To (Grantee/Buyer)

NameVerified Name
Address3345 SE 1ST ST, HOMESTEAD, FL 33033-7472

Mortgage

Document Number0000112313
DateJul 5, 2022
Instrument2022112313
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateApr 20, 2017
Property Address2620 CAMBRIDGE DR, SARASOTA, FL 34232-3824
Document Number0000048535
Map ReferenceMB8 PG21
Instrument DateApr 18, 2017
Instrument2017048535
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2912 TORREY PINES BLVD, 2912, SARASOTA, FL 34238

Transferred To (Grantee/Buyer)

NameVerified Name
Address2620 CAMRBIDGE DR, SARASOTA, FL 34232-3824

Mortgage

Document Number0000048536
DateApr 20, 2017
Instrument2017048536
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,220.00 (-20.22%)$317,700 (-2.19%) Land $109,200 Building $208,500$317,700 (-2.19%) Land $109,200 Building $208,500
2023$4,036.00 (+51.33%) Homeowner's exemption$324,800 (+55.57%) Land $98,700 Building $226,100$324,800 (+13.17%) Land $98,700 Building $226,100
2022$2,667.00$208,779$287,000 Land $96,800 Building $190,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims7 (1985–2024)
Claims Outside the SFHA5 of 7
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Severe Storms And Flooding, Aug 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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