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2620 Brookridge Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2620 Brookridge Ln, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,100 sqft · built 1964
Lot Size0.565 acres (24,600 sqft)
Owner2 Individual Names on File
Last Sale$153,500 (Apr 2011)
Tax Bill$3,260 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN050550A000

Property Details

APN / Parcel Number

Primary APN050550A000
Alternative APN
  • 6-006B-4015-00-0053.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,100 sqft Living Area
Gross Area3,504 sqft
1st Floor Area1,512 sqft
Basement Area1,512 sqft
Finished Basement588 sqft
Unfinished Basement924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,600 sqft (0.565 acres)
Lot Dimensions328 ft deep x 75 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area96 sqft
Deck AreaDeck Area
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number050550A000
Street Address2620 BROOKRIDGE LN
CitySAINT CHARLES
StateMO
Zip63301-0763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionELMWOOD MANOR #6 LOT 53
Legal SubdivisionELMWOOD MANOR #6
Legal Lot Number53
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1024
Census Tract310301

Owner

Source: St. Charles County records · APN 050550A000

Assessment roll updated August 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2620 BROOKRIDGE LN, SAINT CHARLES, MO 63301-0763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
U S BANK N A
Apr 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 16, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 11, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2011 · Amount on Record
Deed SaleApr 05, 2011 · Amount on Record
Deed Document Number2011217110
Deed Book / Page5571 / 2453
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateMay 29, 2026
Property Address2620 BROOKRIDGE LN, SAINT CHARLES, MO 63301-0763
Document Number0000025151
Instrument DateApr 02, 2026
Instrument202625151
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2620 BROOKRIDGE LN, SAINT CHARLES, MO 63301-0763
InvestorPossibly a Property Investor

Mortgage

Document Number0000025151,
DateMay 29, 2026
Instrument202625151
Lender
NameU S BANK N A
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 12, 2056
Interest
Rate6%
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2620 BROOKRIDGE LN, SAINT CHARLES, MO 63301-0763
Transaction TypeMortgage
Record UpdatedApr 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2620 BROOKRIDGE LN, SAINT CHARLES, MO 63301-0763

Mortgage

Document Number0000020773
DateApr 11, 2022
Instrument2022R-020773
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2042

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2620 BROOKRIDGE LN, SAINT CHARLES, MO 63301-0763
Transaction TypeMortgage
Record UpdatedJun 30, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2620 BROOKRIDGE LN, SAINT CHARLES, MO 63301-0763

Mortgage

Document Number2021R051219
DateJun 16, 2021
Instrument2021R-051219
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 09, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2620 BROOKRIDGE LN, SAINT CHARLES, MO 63301-0763
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068652340
DateJan 11, 2018
Book Page6865/2340
Instrument20180111000020490
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 20, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,260.00$52,006 (+0.3%)$273,717 (+0.3%) Land $50,000 Building $223,717
2023$51,850
2022$272,893 Land $50,000 Building $222,893

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 387 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010707, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST CHARLES PWS
serves 78,961 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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