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2620 Black Rd, Prospect, TN 38477 Property Records

Giles County property record for 2620 Black Rd, Prospect, TN 38477

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,175 sqft · built 2009
Lot Size0.73 acres (31,799 sqft)
OwnerIndividual Name on File
Last Sale$123,500 (Oct 2020)
Tax Bill$791 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028147 01408

Property Details

APN / Parcel Number

Primary APN028147 01408
Alternative APN
  • 147 01408

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,175 sqft Living Area
1st Floor Area1,175 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area31,799 sqft (0.73 acres)
Lot Dimensions305 ft deep x 105 ft wide

Exterior Amenities

PorchSlab
Porch Area90 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2620 BLACK RD
CityPROSPECT
StateTN
Zip38477-6931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 04 TRACTS 2,5,& 6, COUNTY AREA: R01
Legal SubdivisionSURVEY UNRECORDED
Legal Tract2,5,6
JurisdictionGILES TN
Township / Civil Division2
Census Block Group1
Census Block1032
Census Tract920600

Owner

2620 Black Rd is owned and occupied by an individual who bought it in October 2020.

Source: Giles County records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address2620 BLACK RD, PROSPECT, TN 38477-6931
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2020 · Amount on File
Deed SaleOct 19, 2020 · Amount on File
Prior SaleJul 25, 2016 · Amount on File
Deed Document Number2020128823
Deed Book / Page386 / 891
Transfer Doc00D341/956
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILES TN
Recording DateOct 19, 2020
Property Address2620 BLACK RD, PROSPECT, TN 38477-6931
Document Number0000128823
Book / PageD386 / 891
Instrument DateOct 16, 2020
Instrument20128823
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyTITLE AND ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$456.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2620 BLACK RD, PROSPECT, TN 38477-6931

Mortgage

Document Number0000128824
DateOct 19, 2020
Instrument20128824
Lender
NameFNB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Black Rd was $791, up 16.2% from the year before.

Source: Giles County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyGiles County
Unified School DistrictGiles County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$791.00 (+16.15%)$34,300 (-) Land $4,425 Building $29,875
2024$681.00$34,300 (-) Land $4,425 Building $29,875
2023$681.00$34,300 (-) Land $4,425 Building $29,875
2022$681.00$34,300 Land $4,425 Building $29,875$137,200 Land $17,700 Building $119,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2620 Black Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 Black Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMINOR HILL WATER UTILITY DISTRICT
serves 8,364 people · EPA ID TN0000469
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Rd

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