Onslow County property record for 262 Winstead Loop Rd, Richlands, NC 28574 · Last verified May 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2023 |
| Square Footage | 1,341 sqft Living Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2024) |
| Tax Bill | $1,550.00 (2025) |
| Primary APN | 206B-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,341 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 2,614 sqft (0.06 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 490014483 |
|---|---|
| Street Address | 262 WINSTEAD LOOP RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-6432 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | L38 P1 WINSTEAD PLACE |
| Legal Subdivision | WINSTEAD PLACE |
| Legal Lot Number | 38 |
| Jurisdiction | ONSLOW NC |
| Minor Civil Division | RICHLANDS |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 207 |
Source: Onslow County records · APN 206B-13
Assessment roll updated August 15, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 262 WINSTEAD LOOP RD, RICHLANDS, NC 28574-6432 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORPORATION |
| May 10, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage CONSTRUCTION FINANCE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on Record |
| Deed Sale | Sep 13, 2024 · Amount on Record |
| Deed Book / Page | 6220 / 368 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 22, 2026 |
| Property Address | 262 WINSTEAD LOOP RD, RICHLANDS, NC 28574-6432 |
| Document Number | 6576000318 |
| Book / Page | 6576 / 318 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 262 WINSTEAD LOOP RD, RICHLANDS, NC 28574-6432 |
| Document Number | 6576000318, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 6576/318 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 262 WINSTEAD LOOP, RICHLANDS, NC 28574 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0059610272 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 5961/272 |
| Name | CONSTRUCTION FINANCE CORPORATION |
|---|---|
| Address | LINDON, UT 84042 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 01, 2024 |
Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Richlands Town |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,550.00 (+1,404.85%) | $149,771 (+1,397.71%) Land $10,000 Building $139,771 | $149,771 (+1,397.71%) Land $10,000 Building $139,771 |
| 2023 | $103.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
262 Winstead Loop Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Onslow County (37133C), updated August 12, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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