262 Western Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 262 Western Ave, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,549 sqft · built 1998
Lot Size	3.24 acres (141,134 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Jan 2017)
Tax Bill	$20,174 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0201 B:0029 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0201 B:0029 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,549 sqft Living Area
Gross Area	5,990 sqft
1st Floor Area	1,994 sqft
Basement Area	940 sqft
Unfinished Basement	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	141,134 sqft (3.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	262 WESTERN AVE
City	GLOUCESTER
State	MA
Zip	01930-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	29
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3002
Census Tract	221901

Owner

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	262 WESTERN AVE, GLOUCESTER, MA 01930-4011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage INSTITUTION FOR SVGS NEWBURYPO
Jan 6, 2017	Quit Claim Deed, Transfer CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 6, 2017 · Amount on Record
Deed Sale	Jan 6, 2017 · Amount on Record
Prior Sale	May 18, 1998 · Amount on Record
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	262 WESTERN AVE, GLOUCESTER, MA 01930-4011
Document Number	0000597594
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	262 WESTERN AVE GLOUCESTER MA 019304011, GLOUCESTER, MA 01930-4011

Mortgage

Document Number	0000597594
Date	Nov 19, 2018
Instrument	597594

Lender

Name	INSTITUTION FOR SVGS NEWBURYPO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jan 6, 2017
Property Address	262 WESTERN AVE, GLOUCESTER, MA 01930-4011
Document Number	0000579071
Instrument Date	Jan 6, 2017
Instrument	579071
Transaction Type	Transfer
Record Updated	Aug 15, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,296.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	262 WERN AVE GLOUCESTER MA 01930, GLOUCESTER, MA 01930

Mortgage

Document Number	579072
Date	Jan 6, 2017
Instrument	579072

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Interest

Rate	3.38%

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,174.00 (+1.99%)	$2,075,500 (+2.09%) Land $894,800 Building $1,180,700
2024	$19,781.00 (+3.55%)	$2,033,000 (+12.71%) Land $852,300 Building $1,180,700	$2,265,655
2023	$19,102.00	$1,803,800 Land $761,000 Building $1,042,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2018–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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