Effingham County property record for 262 Waldhour Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,624 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,151 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04600-021-A00 |
| Primary APN | 04600-021-A00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,624 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28962 |
|---|---|
| Street Address | 262 WALDHOUR RD |
| City | RINCON |
| State | GA |
| Zip | 31326-3754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 1.00 AC PAR 2 (OUT OF 460-21) |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30303 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 262 WAKHOUR RD, RINCON, GA 31326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON |
| Apr 1, 2026 | Deed of Trust, Mortgage BANK OF NEWINGTON |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 15, 2016 |
| Transfer Doc | 0000002012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 10, 2026 |
| Property Address | 262 WALDHOUR RD, RINCON, GA 31326-3754 |
| Document Number | 0000003036/0000000329 |
| Book / Page | 3036 / 329 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 262 WALDHOUR RD, RINCON, GA 31326-3754 |
| Document Number | 3036000329, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 3036/329 |
| Name | BANK OF NEWINGTON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 1, 2027 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 1, 2026 |
| Property Address | 262 WALDHOUR RD, RINCON, GA 31326-3754 |
| Document Number | 0000003034/0000000070 |
| Book / Page | 3034 / 70 |
| Instrument Date | Apr 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 3034000070, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 3034/70 |
| Name | BANK OF NEWINGTON |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 1, 2027 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,937 (-) Land $20,093 Building $50,844 | $177,343 (-) Land $50,233 Building $127,110 | |
| 2025 | $1,151.00 (+1.59%) Homeowner's exemption Senior Citizen's exemption | $70,937 (+13.4%) Land $20,093 Building $50,844 | $177,343 (+13.4%) Land $50,233 Building $127,110 |
| 2024 | $1,133.00 (+4.42%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $62,556 (+35.7%) Land $18,204 Building $44,352 | $156,391 (+35.7%) Land $45,511 Building $110,880 |
| 2022 | $1,085.00 Homeowner's exemption | $46,099 Land $11,378 Building $34,721 | $115,247 Land $28,444 Building $86,803 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 47% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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