DeKalb County property record for 262 W Pine Ave, Cortland, IL 60112
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,703 sqft · built 1900 |
| Lot Size | 0.491 acres (21,387 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Sep 2024) |
| Tax Bill | $4,317 (2024) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-20-352-037 |
| Primary APN | 09-20-352-037 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Building Area | 1,703 sqft Building Perimeter |
| 1st Floor Area | 1,703 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 21,387 sqft (0.491 acres) |
| Garage Type | Attached |
| Garage Area | 1,248 sqft |
| Porch | Open Porch |
| Account Number | 0920352037 |
|---|---|
| Street Address | 262 W PINE AVE |
| City | CORTLAND |
| State | IL |
| Zip | 60112-4061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 RICKERS SUBDIVISION & PT ADJ RR |
| Legal Subdivision | RICKERS SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | CORTLAND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 1600 |
262 W Pine Ave is owned and occupied by two individuals who bought it in September 2024.
Source: DeKalb County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 262 W PINE AVE, CORTLAND, IL 60112-4061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS COMMUNITY CU |
| Aug 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on File |
| Deed Sale | Sep 18, 2024 · Amount on File |
| Prior Sale | Oct 28, 2014 · Amount on File |
| Deed Document Number | 20246740 |
| Prior Transfer Date | Jan 5, 2024 |
| Prior Transfer Doc | 0000000783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Feb 2, 2024 |
| Property Address | 262 W PINE AVE, CORTLAND, IL 60112-4061 |
| Document Number | 0000000783 |
| Map Reference | DOC 384878 |
| Instrument Date | Jan 8, 2024 |
| Instrument | 2024000783 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | LANDTRUST NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 262 W PINE AVE, CORTLAND, IL 60112-4061 |
| Name | Verified Name |
|---|---|
| Address | 262 W PINE AVE, CORTLAND, IL 60112-4061 |
| Document Number | 0000000784 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 2024000784 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 262 W PINE AVE, CORTLAND, IL 60112-4061 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011320 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021011320 |
| Name | ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SYCAMORE, IL 60178 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 15, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 262 W PINE AVE, CORTLAND, IL 60112-4061 |
| Document Number | 0000008927 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 262 W PINE AVE CORTLAND IL 601124061, CORTLAND, IL 60112-4061 |
| Document Number | 0000008927 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 8927 |
| Name | RESOURCE BK |
|---|---|
| Type | Bank |
| Address | CORTLAND, IL 60112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 12, 2027 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Cortland Township |
| Municipality | Cortland Town |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,655 Land $20,218 Building $71,437 | $274,965 Land $60,654 Building $214,311 | |
| 2024 | $4,317.00 | ||
| 2023 | $54,868 (+4.78%) Land $17,782 Building $37,086 | $164,604 (+4.78%) Land $53,346 Building $111,258 | |
| 2022 | $52,365 Land $16,971 Building $35,394 | $157,095 Land $50,913 Building $106,182 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 262 W Pine Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 262 W Pine Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND serves 4,398 people · EPA ID IL0370051 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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