262 Trudy Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 262 Trudy Ct, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,014 sqft · built 2001
Lot Size	0.069 acres (3,024 sqft)
Owner	Individual Name on File
Last Sale	$182,915 (Oct 2001)
Tax Bill	$3,418 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-349616`

Property Details

APN / Parcel Number

Primary APN	`03-349616`
Alternative APNs	`3349616` `349616`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,014 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,024 sqft (0.069 acres)
Garage Type	Mixed
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	349616
Street Address	262 TRUDY CT
City	FOREST HILL
State	MD
Zip	21050-3008
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2COS
Legal Description	LOT 16 3024 SF 262 TRUDY COURT SPENCEOLA FARMS P102/63
Legal Subdivision	SPENCEOLA FARMS
Legal Lot Number	16
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3000
Census Tract	303203

Owner

262 Trudy Ct, a townhouse, is owned and occupied by an individual who bought it in October 2001.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	262 TRUDY CT, FOREST HILL, MD 21050-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2001 · Amount on File
Deed Sale	Oct 23, 2001 · Amount on File
Deed Document Number	2001931
Deed Book / Page	3706 / 296
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	262 TRUDY CT, FOREST HILL, MD 21050-3008
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142380125
Date	Nov 5, 2020
Book Page	14238/125

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	284 Months
Due	Jul 1, 2044

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	262 TRUDY CT, FOREST HILL, MD 21050-3008
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 TRUDY CT, FOREST HILL, MD 21050-3008

Mortgage

Document Number	0156140454
Date	Aug 1, 2022
Book Page	15614/454

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 262 Trudy Ct was $3,418, up 8.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,418.00 (+8.72%)	$313,667	$339,000 Land $75,000 Building $264,000
2025	$3,144.00
2023		$275,933	$301,000 Land $72,000 Building $229,000
2022	$2,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 Trudy Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Trudy Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Armstrong.

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