Montgomery County property record for 262 Silver Bugle Ln, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,219 sqft · built 1988 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,000 (Jul 2024) |
| Tax Bill | $2,173 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K48-00905-0095 |
| Primary APN | K48-00905-0095 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,219 sqft Living Area |
| 1st Floor Area | 582 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 90 ft deep x 20 ft wide |
| View / Lot | Highway |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 262 SILVER BUGLE LN |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-2367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4447 VILLAGES OF SHERWOOD FOREST SEC 4-A PUD |
| Legal Subdivision | VILLAGES OF SHERWOOD FOREST |
| Legal Lot Number | 95 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50303 |
262 Silver Bugle Ln is owned and occupied by an individual who bought it in July 2024.
Source: Montgomery County records, as of May 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 262 SILVER BUGLE LN, DAYTON, OH 45449-2367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RIVER VALLEY CREDIT UNION INC |
| Nov 4, 2025 | Warranty Deed, Transfer |
| Sep 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 27, 2019 | Warranty Deed, Transfer · FHA Mortgage WRIGHT-PATT CU |
| Apr 15, 2019 | Warranty Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on File |
| Deed Sale | Jul 8, 2024 · Amount on File |
| Prior Sale | Sep 19, 2023 · Amount on File |
| Deed Document Number | 202435097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 3, 2026 |
| Property Address | 262 SILVER BUGLE LN, DAYTON, OH 45449-2367 |
| Document Number | 0000020520 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 202620520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 262 SILVER BUGLE LN, DAYTON, OH 45449-2367 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020520, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 202620520 |
| Name | RIVER VALLEY CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Jul 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.24% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 4, 2025 |
| Property Address | 262 SILVER BUGLE LN, DAYTON, OH 45449-2367 |
| Document Number | 0000062169 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025-00062169 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 262 SILVER BUGLE LN, DAYTON, OH 45449-2367 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 19, 2023 |
| Property Address | 262 SILVER BUGLE LN, DAYTON, OH 45449-2367 |
| Document Number | 0000048191 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 202300048191 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 262 SILVER BUGLE LN, DAYTON, OH 45449-2367 |
| Document Number | 0000048192 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 202300048192 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 27, 2019 |
| Property Address | 262 SILVER BUGLE LN, DAYTON, OH 45449-2367 |
| Document Number | 0000072657 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 72657 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 262 SILVER BUGLE LN DAYTON OH 454492367, DAYTON, OH 45449-2367 |
| Document Number | 72672 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 72672 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Document Number | 72673, |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 72673 |
| Name | HOUSING FIN AGCY |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 15, 2019 |
| Property Address | 262 SILVER BUGLE LN, DAYTON, OH 45449-2367 |
| Document Number | 0000018575 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 18575 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 262 SILVER BUGLE LN DAYTON OH 454492367, DAYTON, OH 45449-2367 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,020 (-) Land $6,230 Building $28,790 | $100,050 Land $17,800 Building $82,250 | |
| 2024 | $2,173.00 (+2.16%) | $35,020 (-) Land $6,230 Building $28,790 | |
| 2023 | $2,127.00 (+1.58%) | $35,020 (+29.37%) Land $6,230 Building $28,790 | $100,050 Land $17,800 Building $82,250 |
| 2022 | $2,094.00 | $27,070 Land $4,830 Building $22,240 | |
| 2020 | $77,340 Land $13,800 Building $63,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 262 Silver Bugle Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 262 Silver Bugle Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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