262 Shetland Hills W, Fallbrook, CA 92028 Property Records

San Diego County property record for 262 Shetland Hills W, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,373 sqft · built 2020
Lot Size	0.135 acres (5,919 sqft)
Owner	2 Individual Names on File
Last Sale	$713,500 (Sep 2020)
Tax Bill	$12,399 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-509-13-00`

Property Details

APN / Parcel Number

Primary APN	`108-509-13-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,373 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	5,919 sqft (0.135 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	262 SHETLAND HLS W
City	FALLBROOK
State	CA
Zip	92028-6530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 45 TR 016187
Legal Subdivision	FALLBROOK 5338-6
Legal Tract	016187
Legal Block	1
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1056
Census Tract	19002

Owner

262 Shetland Hills W is owned and occupied by two individuals who acquired it in July 2022.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	262 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 23, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 28, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Deed Document Number	2020577320
Last Transfer Date	Jul 28, 2022
Transfer Doc	0000324784
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2022
Property Address	262 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Document Number	0000324784
Map Reference	FILE 2017-7000111
Instrument Date	Jul 28, 2022
Instrument	2022-0324784
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	262 SHETLAND HLS W, FALLBROOK, CA 92028-6530

Mortgage

Document Number	0000324785
Date	Aug 11, 2022
Instrument	2022-0324785

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 9, 2037

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	262 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 SHETLAND HLS W, FALLBROOK, CA 92028-6530

Mortgage

Document Number	0000061637
Date	Feb 9, 2022
Instrument	2022-0061637

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	262 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 SHETLAND HLS W, FALLBROOK, CA 92028-6530

Mortgage

Document Number	0000457095
Date	Jun 23, 2021
Instrument	2021-0457095

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2020
Property Address	262 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Document Number	0000577320
Map Reference	FILE 2017-7000111
Instrument Date	Sep 3, 2020
Instrument	2020-0577320
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	262 SHETLAND HLS W, FALLBROOK, CA 92028-6530

Mortgage

Document Number	0000577321
Date	Sep 28, 2020
Instrument	2020-0577321

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 262 Shetland Hills W was $12,399.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$836,580 (+2%) Land $256,997 Building $579,583
2025	$12,399.00	$820,177 Land $251,958 Building $568,219
2023	$11,303.00 (+0.62%)	$742,194 Land $239,292 Building $502,902
2022	$11,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 262 Shetland Hills W in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	19 (1978–2019)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Mar 2019
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Shetland Hills W is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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