Manatee County property record for 262 S Harbor Dr, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1992 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,165,000 (Aug 2026) |
| Tax Bill | $5,457 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 73804-1010-5 |
| Primary APN | 73804-1010-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 3,300 sqft |
| 1st Floor Area | 780 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Island |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 300 sqft |
| Patio Area | 300 sqft |
| Balcony Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 262 S HARBOR DR |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R-1 |
| Legal Description | LOT 4 BLK E REVISED PLAT OF SPORTSMANS HARBOR (OR 1377 P 3323) PI#73804.1010/5 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 28 |
| Legal Subdivision | SPORTSMANS HARBOR REVISED PLAT |
| Legal Tract | 07373500 |
| Legal Block | E |
| Legal Lot Number | 4 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1801 |
262 S Harbor Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Manatee County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6250 HOLMES BLVD, 24, HOLMES BEACH, FL 34217-1668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Jul 31, 2001 · Amount on File |
| Deed Document Number | 202690074 |
| Prior Transfer Date | May 30, 2025 |
| Prior Transfer Doc | 0000068890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 4, 2026 |
| Property Address | 262 S HARBOR DR, HOLMES BEACH, FL 34217-1918 |
| Document Number | 0000090074 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202690074 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2026 |
| Title Company | BARNES WALKER TITLE INC, BARNES WALKER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $823,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6250 HOLMES BLVD, 24, HOLMES BEACH, FL 34217-1668 |
| Document Number | 0000090075, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202690075 |
| Name | SOUTHERN TRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 262 S Harbor Dr was $5,457 with a homeowner's exemption, up 3.1% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,214 (+2.7%) | $1,114,103 (-) Land $637,500 Building $476,603 | |
| 2025 | $5,457.00 (+3.14%) | $360,481 | $1,114,103 Land $637,500 Building $476,603 |
| 2024 | $5,291.00 (+1.36%) | ||
| 2023 | $5,220.00 (+2.49%) Homeowner's exemption | $340,118 (+3%) | $1,140,356 (+36.78%) Land $595,000 Building $545,356 |
| 2022 | $5,093.00 Homeowner's exemption | $330,212 | $833,741 Land $350,000 Building $483,741 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 262 S Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 353 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 752 units insured incl. 399 condo units |
| Nearby Flood Claims | 355 (2001–2025) |
| Claims Outside the SFHA | 1 of 355 |
| Most Recent Claim | Jan 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 262 S Harbor Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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