262 Ridge Rd, Middletown, CT 06457 Property Records

Middletown City property record for 262 Ridge Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,298 sqft · built 1900
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Dec 1997)
Tax Bill	$5,818 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Oct 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:36 L:0169`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:36 L:0169`
Alternative APN	`R07857`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,298 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	780 sqft
Basement Area	132 sqft
Unfinished Basement	132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	R07857
Street Address	262 RIDGE RD
City	MIDDLETOWN
State	CT
Zip	06457-4435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPZ
Legal Lot Number	169
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2011
Census Tract	542000

Owner

Source: Middletown City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	262 RIDGE RD, MIDDLETOWN, CT 06457-4435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed of Trust, Mortgage ELLAFI FCU
Oct 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 1997 · Amount on Record
Deed Sale	Dec 30, 1997 · Amount on Record
Deed Book / Page	1146 / 207
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	262 RIDGE RD, MIDDLETOWN, CT 06457-4435
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002128-767
Date	Aug 18, 2025
Book Page	2128/767

Lender

Name	ELLAFI FCU

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	262 RIDGE RD, MIDDLETOWN, CT 06457-4435
Transaction Type	Mortgage
Record Updated	Oct 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002106-452
Date	Oct 3, 2024
Book Page	2106/452

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,200 (-) Land $72,310 Building $84,890	$110,040 Land $50,617 Building $59,423
2024	$5,818.00 (+4.51%)	$157,200 (-) Land $72,310 Building $84,890
2023	$5,567.00 (+21.29%)	$157,200 (+41.28%) Land $72,310 Building $84,890
2022	$4,590.00	$111,270 Land $45,670 Building $65,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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